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  • NMLS #217680
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Eastern Time
Disclaimer
Bay Equity LLC | Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID#76988 | NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Licensing details: www.licensing.bayeq.com
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5.0
Encompass
J
Jameison T J
Joliet, IL
Posted on March 1st, 2024 06:42 PM
The efficiency and timely manner everything was completed was fantastic. Easy to communicate with and couldn’t be more thankful.
5.0
Encompass
C
Cheryl L B
Orland Park, IL
Posted on January 17th, 2024 07:22 PM
Great experience. Easy and very responsive.
Reply from Janine Iuliano
January 17th, 2024 08:53 PM
Thank you so much
4.66
Encompass
S
Stephen R L
Avon, IN
Posted on January 3rd, 2024 10:12 PM
Not specific to Ms. Iuliano, but the process of constant back/forth requests for documentation from both the lender and underwriter is frustrating for the applicant. It would seem in today's day there would be a reasonable list of items needed...
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Reply from Janine Iuliano
January 3rd, 2024 10:51 PM
Thank you for your review we appreciate you.
5.0
Encompass
B
Bonnie A
Fountaintown, IN
Posted on November 21st, 2023 11:39 AM
Janine’s whole team made sure we knew what document were due at each point in the process so we were able to submit things in a timely manner and not get behind. Always friendly when reaching out. Never felt pestered. When we weren’t sure what...
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Reply from Janine Iuliano
November 21st, 2023 03:30 PM
Thank you Bonnie! We loved working with you. Thank you for trusting us and enjoy your new farm life. Happy Thanks!
4.0
Encompass
T
Tina M
Indianapolis, IN
Posted on November 15th, 2023 02:04 PM
Better communication about how to get documents submitted would be nice...for someone who isn't used to EVERYTHING being digital. I had issues with the programs used. It was probably just me, but that process didn't seem too smooth. Janine...
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Reply from Janine Iuliano
November 15th, 2023 02:49 PM
Thank you for your review we appreciate your feedback and business. Congratulations!!
4.5
Encompass
M
Mosi L A
Broadview, IL
Posted on November 8th, 2023 04:34 AM
Glad to be finally closed, the experience was definitely one to keep you on your toes, but , the technology that exist today, makes what would be a greater challenge, easier, and there's so many layers to the process, but you guys were definitely...
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Reply from Janine Iuliano
November 8th, 2023 01:27 PM
Thank you for trusting us and riding the waves. congrats!!!
4.33
Encompass
P
Phyllis I
Oak Park, IL
Posted on November 1st, 2023 07:37 PM
they are great at there job
Reply from Janine Iuliano
November 1st, 2023 07:42 PM
Thank you!
5.0
Encompass
P
Puja A
Aurora, IL
Posted on October 31st, 2023 09:29 PM
Janine was very attentive & her team answered any questions I had throughout the application process. They are very knowledgeable and care about their clients
Reply from Janine Iuliano
November 1st, 2023 07:42 PM
Thank you
5.0
Encompass
M
Marcy M
Shorewood, IL
Posted on October 24th, 2023 12:03 AM
Janine was communicative through the entire process and answered all of the questions we had.
Reply from Janine Iuliano
October 24th, 2023 05:03 PM
Thank you for the review and letting us help you. We are so excited for you.
5.0
write_review_unverified
C
Christi W
Posted on October 18th, 2023 02:13 PM
Janine is amazing, knowledgeable, straight forward, and will put a smile on your face. If you are looking to purchase a home or refinance and you are nervous or confused about the process, Janine and her team are a must have. She will provide...
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Reply from Janine Iuliano
October 18th, 2023 02:39 PM
thank you so much!! We appreciate you:)

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