Janet Yanez brings a wealth of professional and personal experiences to your journey with purchasing or refinancing. She has 15+ years of experience as a Loan Officer. In light of the rising rate market and elevating costs hitting the mortgage industry in 2022, she opened her own mortgage brokerage firm, Percent Mortgage Company LLC, to be able to provide her clients wholesale rates and lower closing costs. Janet has lived in 7 states, including 3 capital cities, and has called both the extreme South (Mobile, AL) and the far North (Rochester, NY) home. She has also moved to Nashville three times now, and hopes to stay forever! Janet has bought, sold and mortgaged 7 homes, so she's well versed with both sides of the purchasing experience. Her extensive knowledge, of the purchasing process and guidelines, allows her to sympathize with the borrower and anticipate the requirements needed upfront to get Pre-approvals done quickly and efficiently. Her commitment to customer service also ensures on-time Closings. Janet gets tremendous satisfaction helping clients save money by refinancing. She outlines all available options and helps her clients identify the best loan to fit their needs, whether it's simply to lower their monthly mortgage payment or reduce years off their note for long-term savings. She still prides herself on being able to save a family over $1000 dollars a month by lowering their mortgage interest rate and consolidating their high-interest revolving debt. Janet holds a degree in Fine Arts from the University of Houston. When not securing mortgages, she loves spending time with friends & family, painting with food coloring, and participating in Nashville's Downtown Art Crawl in her role as Artist-in-Residence at the Downtown Presbyterian Church. Her favorite motto is "Never say never" - which she learned to love the hard way! Percent Mortgage Company LLC is an equal housing lender, NMLS 2426429