

Jamie Lavier
Senior Mortgage Loan Officer | NMLS # 996395


Radford University
Jamie Lavier is an experienced and dedicated mortgage loan officer with a passion for serving the Outer Banks community. James has been a residential, commercial and retail lender since 1996 and boasts over 15 years of experience working in...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We take our time to ensure our reviews accurately describe our experience with a business. We don't give away 5 stars for a just a "good" or "decent" experience. It requires an exceptional - above an beyond experience throughout the entire...
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Reply from Owner
January 9th, 2026 11:19 AM
Thank you for the 5 star review! It was our pleasure working with you and getting you to the closing table! We are always here for your mortgage needs!
Jamie is an experienced loan officer who knows his craft and is solution oriented. He is consistent, with fantastic social skills, keeps you in the loop and is always available. He is an essential part of my team and my clients truly enjoy...
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Reply from Owner
January 17th, 2025 02:52 PM
Thank you Johanna! It is always a pleasure working alongside you!
Jamie is extremely professional and knowledgeable. His response time was within the same business day. His work ethic is impressive. I felt like I was his only customer. Thank you Jamie and Dixie for a wonderful experience.
Reply from Jamie Lavier
June 6th, 2024 12:27 PM
We're thrilled to have left a positive impression on you. We're ready to assist you again at any time in the future.
Jamie is incredibly knowledgeable and helpful. He makes what could be a stressful situation into one that is almost comfortable! He communicates regularly and clearly, ensuring that there are no surprises. This was our second time working with...
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The whole process was very clear and straightforward. Communication was excellent as well.
Reply from Jamie Lavier
May 22nd, 2026 07:26 PM
Congrats Justin! Great meeting you & thank you for letting myself and team be a part of your OBX home purchase journey.
I have used Jamie twice now for mortgage services and would use him again and again . Can't recommend him enough! Timely responses, clear direction through the process, and an overall sense of honest & ease.
Reply from Jamie Lavier
May 22nd, 2026 07:24 PM
It was great working with you Jess - CONGRATS on your beautiful new home. Thank you for trusting myself and team to get you through to the finish line once more.
Jamie was great to deal with! Very communicative and personable. He answered all of our questios and got back to us quickly. The underwriting side was a little slow and seemed like they were a little disorganized. Would defnaitly recommend...
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Reply from Jamie Lavier
May 22nd, 2026 07:29 PM
Thank you Lisa for allowing my team and I help you navigate the financing of your Outer Banks beach home. It is beautiful and surely many memories to come.
Great experience!
Reply from Owner
April 3rd, 2026 01:04 PM
Thanks for choosing me as your local OBX mortgage lender!
The communication throughout the process is wha made this experience so great!
Reply from Jamie Lavier
March 30th, 2026 03:34 PM
Absolute pleasure working with both of you, congratulations on your Outer Banks Beach Home!
Jamie and his team went above and beyond to help us perchase our first home. His paitence and wisdom along the way helped us understand each step thoroughly and prepared us for each milestone in the process. Jamie's dedication to his clients...
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Reply from Jamie Lavier
March 30th, 2026 03:36 PM
Couldn't be more excited for you two! A HUGE congratulations on YOUR HOME. Thank you so very much with trusting us to navigate the financing with you.
Woo Hoo!!
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About
Jamie Lavier is an experienced and dedicated mortgage loan officer with a passion for serving the Outer Banks community. James has been a residential, commercial and retail lender since 1996 and boasts over 15 years of experience working in the Outer Banks market as a lender and banker. Throughout his 12 years with TowneBank Mortgage, Jamie has fostered a deep understanding of the Outer Banks market, making him a trusted and reliable source for all your mortgage needs. With a combination of extensive industry experience, a genuine love for the Outer Banks, and a commitment to making a positive impact, Jamie is ready to guide you through the mortgage process and help you achieve your homeownership goals in this beautiful coastal region.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
DSCR Loans
Bank Statement Loans
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Radford UniversityEconomicsBachelor of Science (BS)

Positions
- TowneBank Mortgage - Senior Mortgage Loan OfficerNov 1st, 2012 - Current
Memberships
- First Flight Nighthawk Club board member
Addresses and Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 996395
- Master License US Coast Guard
Gallery


Awards
Chairman's Club Aw...
Achievements
- Chairmans Club Award
Hobbies
- Surfing, snowboarding and fishing
- Boat Captain sightseeing, sunset & fishing charters
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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