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James Kostos - Personal Mortgage Advisor | NMLS# 2087741 in Independence, OH

James Kostos

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Personal Mortgage Advisor | NMLS# 2087741

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Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with....... Show More
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Overall Ratings
4.82
(23)
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Reviews from Web
  • 5.0
    Encompass
    C
    Cathy S
    SPRINGFIELD, MA
    Posted on June 17th, 2026 02:47 PM
    James was wonderful, always helpful, had patience with me. It was like I knew him for years. Very kind and understanding. I was Blessed to have him help me.
  • 5.0
    Encompass
    C
    Carol A B
    EAST WENATCHEE, WA
    Posted on May 26th, 2026 04:10 PM
    James, for educating me about the loan
  • 4.87
    Encompass
    W
    William T C
    BURBANK, IL
    Posted on April 26th, 2026 07:04 PM
    James was very helpful with all my problem
  • 5.0
    Encompass
    D
    Daniel J
    ZILLAH, WA
    Posted on April 19th, 2026 12:37 AM
    Even though there were hiccups based on learning new things with refinancing a manufactured home. James was always there to guide, update, and clarify each step of the process.
  • 5.0
    Encompass
    S
    Shawn A S
    BROOKLET, GA
    Posted on March 29th, 2026 11:24 AM
    James was great to work with, super smooth process!
  • 5.0
    Encompass
    D
    Daniel E H
    HELENA, AL
    Posted on March 19th, 2026 12:45 PM
    James made the process very easy and smooth.
  • 4.37
    Encompass
    E
    Ellis L P
    SURPRISE, AZ
    Posted on March 7th, 2026 06:03 PM
    James Kostos did an outstanding job he was professional, prompt, courteous during our mortgage refinance he made the entire process go smoothly.
  • 5.0
    Encompass
    C
    Chariti G W
    EVANSTON, WY
    Posted on February 9th, 2026 06:15 PM
    Friendly prompt service
  • 5.0
    Encompass
    F
    Frances P
    GREENVILLE, SC
    Posted on February 5th, 2026 11:21 PM
    Very good with communication when calling he was very helpful assistant me with
  • 5.0
    Encompass
    J
    Jim M S
    COARSEGOLD, CA
    Posted on January 15th, 2026 09:17 PM
    From the beginning of the process to the end, James Kostos was very through, knowledgeable and most important, his communication was amazing and appreciated. He returned my calls promptly, at times when I was feeling frustrated with the insurance...
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  • 10 of 23
    About
    Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different. We believe that the relationship, and the trust we build with our clients sets us apart from the typical “one size fits all loan factory”.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    137
    /850
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