

James Hair
Loan Originator

With a commitment to providing a higher level of service to our community and customers, First Option Mortgage is the premier home loan experts in communities across the country. With a family atmosphere and progressive technology, we offer...... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My mortgage loan experience was outstanding from start to finish. The entire process was handled with professionalism, transparency, and excellent communication. My loan officer took the time to explain every step, answered all of my questions...
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Reply from James Hair
June 1st, 2026 06:17 PM
Tramelle, wow — thank you so much for this incredibly thoughtful review! 🙏 This truly means the world to me. From the very beginning my goal is always to make sure my clients feel informed, supported, and never left in the dark — so hearing...
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Got me approved and to closing in very short time and helped me to learn more about the mortgage process and different mortgages there are.
Reply from James Hair
May 31st, 2026 12:09 AM
Brian, thank you so much for taking the time to leave this review! 🙏 It was an absolute pleasure working with you and getting you to the closing table quickly. One of the things I'm most passionate about is making sure my clients not only...
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As a real estate broker, I’ve worked with many lenders over the years, and James Hair is one of the best. I’ve worked on multiple transactions with James, and he is consistently professional, knowledgeable, and incredibly responsive.What sets...
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Reply from James Hair Mortgage Originator NMLS...
June 7th, 2026 12:52 AM
@Hartley , thank you so much for that amazing review — it truly means the world to me! Words like that from an experienced broker carry a lot of weight and I don’t take it lightly. It was genuinely a pleasure working with you and I look forward...
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Very professional and responsive.
Reply from James Hair
May 31st, 2026 12:08 AM
Linda, thank you so much for the kind words! 🙏 It has truly been a pleasure working alongside you and serving your clients. Professionalism and communication are things I take seriously in every transaction — your clients deserve nothing less....
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Fast financeing, good commuiction.
Reply from James Hair
May 31st, 2026 12:10 AM
Billy, thank you for the kind words! 🙏 Speed and communication are two things I pride myself on — when you're making one of the biggest financial decisions of your life, you shouldn't be left waiting or wondering what's happening next. It...
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I recently had the pleasure of working alongside James Hair while touring several properties together, and I can honestly say it was an eye-opening experience. As a contractor, I don’t often get to see the mortgage side of real estate up close,...
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Reply from James Hair Mortgage Originator NMLS...
April 13th, 2026 03:22 AM
Beau, this means the world to me! 🙏 It was genuinely a pleasure having you walk these properties with me — your expertise and honest assessments made a huge difference. That’s exactly the kind of partnership I believe in. When a mortgage professional...
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I had outstanding experience working with James throughout the entire home loan process. From the very beginning, he was knowledgeable, responsive, and truly committed to ensuring I understood every step along the way.What stood out most was...
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Reply from James Hair Mortgage Originator NMLS...
April 2nd, 2026 03:44 PM
Thank you so much for taking the time to share this — it truly means the world to me! Getting you and your family to the closing table is exactly why I do what I do. Homeownership is a big deal, and you deserved someone in your corner every...
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If you’re a realtor, I strongly suggest reaching out to James. He made SURE the deal went through and updated me every step along the way and I forgot to mention that I was the listing agent in this transaction!
James was very kind and patient with me in the process on refinancing my home. He made the process very painless and easy. He is a very knowledgeable and was understanding of my needs. I will definitely be doing business with him in the future....
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Great experience working with James. Always available by phone / email when you need him. Made sure we were up to date on what we needed to know throughout the entire process. We ran into some challenges along the way and James had it squared...
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Reply from James Hair Mortgage Originator NMLS...
November 7th, 2025 02:34 AM
Thank you so much for this! Working with you guys was a pleasure, and I’m glad we could navigate those challenges together and get you to the finish line. That’s what it’s all about—keeping things moving no matter what comes up.Congratulations...
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About
With a commitment to providing a higher level of service to our community and customers, First Option Mortgage is the premier home loan experts in communities across the country. With a family atmosphere and progressive technology, we offer consistent results, exceptional products and reliable communication to our clients and business partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
USDA Loans
Non-QM
DSCR Loans
Specialities
VA IRRRL
FHA Streamline
USDA Streamline
Search Rank ScoreLearn More →
180
/850
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Positions
- Regions Bank - Assistant vice presidentOct 1st, 2020 - Nov 1st, 2024
Memberships
- NBA
- Chamber of Commerce
Addresses and Serving Areas
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1680348
Awards
Top Dollar Real Es...
Achievements
- Associate engagement champion
Hobbies
- Music
- Drinking coffee
- Traveling
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Disclaimer
First Option Mortgage LLC | All Rights Reserved ©2026
Corporate Headquarters: 702 Old Peachtree Rd., Suite 200, Suwanee, GA 30024
NMLS Consumer Access NMLS#123411