

James Grandy
Founder & Principal Mortgage Broker | NMLS# 207761...


Troy University
As a U.S. Army Special Forces Veteran and licensed Mortgage Broker in VA, TX, TN, FL, and NC, I bring over 30 years of disciplined leadership and precision to every client I serve. At Tier 1 Home Loans, Inc. (NMLS #2677559), I assist homebu...... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 9 PM
Wed
8 AM to 9 PM
Thu
8 AM to 9 PM
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Reviews from Web
Awesome group to work with! They are very knowledgeable and take the time to explain everything so that you understand everything that is going on throughout the process. Highly recommended and greatly appreciate everything you’ve done for...
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Reply from Owner
June 3rd, 2025 03:04 PM
Thank you so much for the kind words Ken! We’re committed to making the mortgage process clear and stress-free. Whether it’s a VA loan, FHA loan, or conventional financing, our goal is to ensure every client understands their options and feels...
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James, I don't know you personally, but I know you're dedicated to your work and helping veterans through this home-buying phase. You know how to make things easier and in a timely manner. Thank you.
Reply from Owner
April 9th, 2025 03:36 PM
Thank you so much for the kind words and support. Even if we haven’t met personally, it means a lot to know that the work I’m doing resonates—especially when it comes to helping veterans and their families through the home-buying process. It...
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James made my home buying experience worry and stress free. It was amazing how quickly I went from looking, to buying, to sold in a matter of weeks. Thank you for all your part in it!
Reply from Owner
April 9th, 2025 04:01 PM
Thank you for the awesome review! I'm really glad we could take the stress off your plate and make the whole process feel easy. Going from “just looking” to “keys in hand” in a matter of weeks isn’t always typical—but when it works, it works!...
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James was absolutely stellar!! He recently helped me in my process as a first time home buyer as Active duty military. We had a lot of bumps along the way of my process( due to sellers title issues no fault to my team) and he broke everything...
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James was a massive asset to getting my first house. Him and his team went above and beyond to ensure I closed on a great deal. I couldn’t recommend any other mortgage broker over James.
Reply from Owner
April 24th, 2025 08:38 PM
Thank you so much for the kind words and for trusting me and my team to guide you through your first home purchase. It was an absolute honor to support you — We’re proud to serve those who serve, Veteran's helping Veterans. Wishing you all...
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James Grandy has received a review with 5 star rating from RoSean K
James was awesome! I would highly recommend. My wife and I definitely appreciated the time he would take to explain things to us as first time home buyers. Communication and customer service were top notch!
Reply from Owner
April 9th, 2025 04:02 PM
Thank you! I really appreciate the kind words and the chance to work with you and your wife. First-time home buying can feel like drinking from a firehose, so I’m glad I could break it down and keep things clear along the way. You two were...
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James is a professional that will get the job done.
Super responsive and thorough. They take great pride in their work and customer services. I recommend anyone to James.
Everything went great.
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About
As a U.S. Army Special Forces Veteran and licensed Mortgage Broker in VA, TX, TN, FL, and NC, I bring over 30 years of disciplined leadership and precision to every client I serve. At Tier 1 Home Loans, Inc. (NMLS #2677559), I assist homebuyers and real estate investors in securing smart, long-term financing strategies that build wealth—not just close loans.
My focus is always on clarity, education, and your five-year financial plan—because informed homeowners make stronger financial decisions. “Earn your success based on service to others, not at the expense of others” -H. Jackson Brown Jr.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Loan Application Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional
FHA
USDA
Jumbo Loans
VA
DSCR
Investment Loans
Land and Lot Loans
Search Rank ScoreLearn More →
127
/850
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Education
- Troy UniversityHuman Resource ManagementMaster of Arts MS

- Upper Iowa UniversityHuman Resource ManagementBachelor of Applied Science (BAS)

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Positions
- Tier 1 Home Loans - Founder-Principal Mortgage BrokerSep 17th, 2025 - Current
- Montero Medical Missions - Volunteer International Advisory BoardNov 1st, 2021 - Current
Memberships
- Life Member VFW
- Life Member Special Forces Association
Year Started
2021
Licenses
- Mortgage Loan Originator
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+5
Awards

Top Veteran Loan O...

Top Veteran Loan O...
Disclaimer
Tier 1 Home Loans, Inc. supports Equal Housing Opportunity. NMLS ID# 2677559 500 E Main St 1600-93, Norfolk, VA 23510, www.nmlsconsumeraccess.org.