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James Grandy - Founder & Principal Mortgage Broker | NMLS# 2077616 in Norfolk, VA

James Grandy

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Founder & Principal Mortgage Broker | NMLS# 207761...

Montero Medical Missions
Troy University
Troy University
As a U.S. Army Special Forces Veteran and licensed Mortgage Broker in VA, TX, TN, FL, and NC, I bring over 30 years of disciplined leadership and precision to every client I serve. At Tier 1 Home Loans, Inc. (NMLS #2677559), I assist homebu...... Show More
Montero Medical Missions
Troy University
Troy University
Location & Business Hours
Business Hours
Tues
8 AM to 9 PM
Wed
8 AM to 9 PM
Thu
8 AM to 9 PM
Overall Ratings
5.0
(53)
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Reviews from Web
  • 5.0
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    K
    Kenneth P
    Posted on June 2nd, 2025 10:42 PM
    Awesome group to work with! They are very knowledgeable and take the time to explain everything so that you understand everything that is going on throughout the process. Highly recommended and greatly appreciate everything you’ve done for...
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    Reply from Owner
    June 3rd, 2025 03:04 PM
    Thank you so much for the kind words Ken! We’re committed to making the mortgage process clear and stress-free. Whether it’s a VA loan, FHA loan, or conventional financing, our goal is to ensure every client understands their options and feels...
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  • 5.0
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    Victor M V
    Posted on March 28th, 2025 02:05 AM
    James, I don't know you personally, but I know you're dedicated to your work and helping veterans through this home-buying phase. You know how to make things easier and in a timely manner. Thank you.
    Reply from Owner
    April 9th, 2025 03:36 PM
    Thank you so much for the kind words and support. Even if we haven’t met personally, it means a lot to know that the work I’m doing resonates—especially when it comes to helping veterans and their families through the home-buying process. It...
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  • 5.0
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    Amanda S
    Posted on February 24th, 2025 11:48 PM
    James made my home buying experience worry and stress free. It was amazing how quickly I went from looking, to buying, to sold in a matter of weeks. Thank you for all your part in it!
    Reply from Owner
    April 9th, 2025 04:01 PM
    Thank you for the awesome review! I'm really glad we could take the stress off your plate and make the whole process feel easy. Going from “just looking” to “keys in hand” in a matter of weeks isn’t always typical—but when it works, it works!...
    read more
  • 5.0
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    Faith G
    Posted on January 30th, 2025 04:53 PM
    James was absolutely stellar!! He recently helped me in my process as a first time home buyer as Active duty military. We had a lot of bumps along the way of my process( due to sellers title issues no fault to my team) and he broke everything...
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  • 5.0
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    Mickey
    Posted on January 24th, 2025 06:53 PM
    James was a massive asset to getting my first house. Him and his team went above and beyond to ensure I closed on a great deal. I couldn’t recommend any other mortgage broker over James.
    Reply from Owner
    April 24th, 2025 08:38 PM
    Thank you so much for the kind words and for trusting me and my team to guide you through your first home purchase. It was an absolute honor to support you — We’re proud to serve those who serve, Veteran's helping Veterans. Wishing you all...
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  • 5.0
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    R
    RoSean K
    Posted on December 19th, 2024 03:54 AM
    James Grandy has received a review with 5 star rating from RoSean K
  • 5.0
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    Chandler C
    Posted on December 17th, 2024 10:13 PM
    James was awesome! I would highly recommend. My wife and I definitely appreciated the time he would take to explain things to us as first time home buyers. Communication and customer service were top notch!
    Reply from Owner
    April 9th, 2025 04:02 PM
    Thank you! I really appreciate the kind words and the chance to work with you and your wife. First-time home buying can feel like drinking from a firehose, so I’m glad I could break it down and keep things clear along the way. You two were...
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  • 5.0
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    G
    Gordon G
    Posted on December 13th, 2024 05:36 PM
    James is a professional that will get the job done.
  • 5.0
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    Jonathan H N
    Posted on December 9th, 2024 05:37 PM
    Super responsive and thorough. They take great pride in their work and customer services. I recommend anyone to James.
  • 5.0
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    Ryan V
    Posted on November 15th, 2024 01:25 AM
    Everything went great.
  • 10 of 53
    About
    As a U.S. Army Special Forces Veteran and licensed Mortgage Broker in VA, TX, TN, FL, and NC, I bring over 30 years of disciplined leadership and precision to every client I serve. At Tier 1 Home Loans, Inc. (NMLS #2677559), I assist homebuyers and real estate investors in securing smart, long-term financing strategies that build wealth—not just close loans. My focus is always on clarity, education, and your five-year financial plan—because informed homeowners make stronger financial decisions. “Earn your success based on service to others, not at the expense of others” -H. Jackson Brown Jr.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Loan Application Assistance
    Mortgage Rate Shopping Assistance
    Specialities
    Conventional
    FHA
    USDA
    Jumbo Loans
    VA
    DSCR
    Investment Loans
    Land and Lot Loans
    127
    /850
    Search Rank Score
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    Education
    • Troy University
      Human Resource Management
      Master of Arts MS
      Troy University logo
    • Upper Iowa University
      Human Resource Management
      Bachelor of Applied Science (BAS)
      Upper Iowa University logo
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    Positions
    • Tier 1 Home Loans - Founder-Principal Mortgage Broker
      Sep 17th, 2025 - Current
    • Montero Medical Missions - Volunteer International Advisory Board
      Nov 1st, 2021 - Current
    Memberships
    • Life Member VFW
    • Life Member Special Forces Association

    Year Started

    2021
    Licenses
    • Mortgage Loan Originator
    Gallery
    James Grandy - Gallery Photo
    James Grandy - Gallery Photo
    James Grandy - Gallery Photo
    James Grandy - Gallery Photo
    James Grandy - Gallery Photo
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    +5
    Awards
    Top Veteran Loan Originator 2023
    Top Veteran Loan O...
    Top Veteran Loan Originator 2024
    Top Veteran Loan O...
    Disclaimer
    Tier 1 Home Loans, Inc. supports Equal Housing Opportunity. NMLS ID# 2677559 500 E Main St 1600-93, Norfolk, VA 23510,  www.nmlsconsumeraccess.org.