Mr. Barton possesses over 24 years of experience in all levels of real estate finance and the mortgage banking industry. Throughout his career, he has cultivated a reputation for bringing creative expertise and innovative solutions to address some of the most challenging transactions. Despite the increasingly complex regulatory and legislative environment in the real estate market, Mr. Barton has consistently demonstrated his ability to navigate these challenges and deliver exceptional results. Mr. Barton is a visionary industry leader with extensive experience in complex underwriting and groundbreaking, sensible approaches to lending for both well-funded private and large institutional firms. He has successfully assisted over 14,000+ clients in gaining access to fair and responsible mortgages and has closed over $3 billion+ in loans, prioritizing customer satisfaction and attention to detail. His unwavering enthusiasm, entrepreneurial spirit, and dedication to his clients have been instrumental in his remarkable success and continue to drive his expansion of lending services from Santa Barbara, California's premier real estate market. A seasoned mortgage lending veteran, Mr. Barton possesses extensive product knowledge of non-conforming, conforming, and government loan products. He has successfully navigated complex lending scenarios, from origination and packaging to underwriting and funding. Mr. Barton's specialties include conventional, conforming, and non-conforming loans, as well as jumbo, FHA/VA, portfolio, and super jumbo loans. He has extensive product knowledge and experience in structuring purchase loans, having been involved in over 14,000+ mortgage transactions.