Howard Payne

Home Equity Retirement Specialist

Mutual of Omaha Mortgage

5.0

(6)

University of Louisville

Mortgage

Mortgage Loan Officer

University of Louisville

Contact Info

(352) 840-3111

The Villages, FL

https://mutualreverse.com/lo/Howard-Payne/

Location & Business Hours

Business Hours

Wed

8 AM to 6 PM

Thu

8 AM to 6 PM

Fri

8 AM to 6 PM

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5.0

(6)

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Howard made the process easy! Lots of communication & assistance at all phases of the process.

Reply from Howard Payne

August 24th, 2026 03:05 PM

Thank you, Cyndi! It was an unusual transaction, but you got us everything we asked for very quickly. We at Mutual of Omaha Reverse Mortgage really appreciate how you took ownership all along the way. And I appreciate you trusting me to assist...

of all, Howard Payne spoke to us about the type of loan that we needed. We would have never been able to purchase this house. If it wasn't for Howard he gave us all the information we needed. He followed up continuously getting the paperwork...

Reply from Howard Payne

August 24th, 2026 03:10 PM

Rick, thank you so much for the very kind words. I am so glad I was able to assist in getting you into your fabulous home. It was a bit of a complicated transaction, so thanks for your patience and for getting us everything we needed as quickly...

Howard was thorough and kept us informed all the way He was also pleasant and easy to deal with

Reply from Howard Payne

August 12th, 2026 08:25 PM

Thank you Denise!!

Howard was amazingly patient with me! He answered all my questions in layman's terms, which is greatly appreciated! The web of a reverse mortgage is complicated! Howard simplified it. I will be forever grateful for his help.

Reply from Howard Payne

August 6th, 2026 05:35 AM

Thanks Jon! It was a pleasure working with you and Denise. It's always my goal to try to make complicated subjects easier to understand. I really appreciate your comments.

Howard made me feel like a valued friend, not just a client. He went over & above to explain everything with a smile, yet so very professional.

Reply from Howard Payne

May 11th, 2026 04:57 PM

Shirley, I appreciate your kind words and am glad to hear that you felt valued and well-informed throughout the process. It's appreciated to know that my approach made a positive impact on your experience. Thank you for sharing this feedback!...

Everything done by the internet, and closing was at our home. Howard Payne made it very clear and easy.

Reply from Howard Payne

April 27th, 2026 02:44 PM

Zoa, I'm glad to hear that the process was clear and convenient for you. It's great to know that you appreciated the online process and home closing. Thank you for your kind words!

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About

Mutual of Omaha Mortgage, a Mutual of Omaha Insurance subsidiary, is one of the largest Reverse Mortgage lenders in America, licensed to operate in 48 states. The company provides government-insured Home Equity Conversion Mortgage loans and proprietary reverse mortgage loans with competitive rates, for both purchase and refinance transactions. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau and has many local Reverse Mortgage specialists available to service customers nationwide, in person or by phone.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

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Education

University of Louisville

Law