Heath Barnes
Producing Branch Manager | Retail
I am a husband, loan officer, branch manager, student of life, coach, mentor, triathlete, skier, fly fisherman, sommelier, pilot, 6x ironman, hero's brother, uncle, son, traveler, hiker, mountain climber, and pianist.At Cardinal Financial, ...... Show More
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Reviews from Web
I have done several deals with Heath over the years, and he always gets it done!
My wife and I are both first-time home buyers. Heath and his team made a complicated process easy to understand and helped us feel confident every step of the way. What impressed us most was that Heath met with us after closing to explain property...
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Reply from Owner
June 4th, 2026 12:00 AM
Thank you, Abe, for sharing your experience with us. We're pleased that our team made the home-buying process understandable and supported you throughout. It's wonderful to hear that the post-closing support on property taxes and savings was...
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Third time I have financed with Heath. Great company, on time close!
Reply from Owner
May 30th, 2026 12:00 AM
We appreciate your continued trust in us, Jay. It's appreciated to hear that your financing experiences with us has been positive and timely. If you have any future needs or questions, please feel free to reach out.
Great friendly service
Reply from Owner
May 30th, 2026 12:00 AM
Thank you, Robert, for highlighting our service. We're pleased to hear that you found it friendly. If you need any further assistance, feel free to reach out to us.
We started this process about 2 years ago. We looked at many houses and finally found THE ONE! Heath and his amazing team, Taylor & Brandon, were so patient with us and got us approved super quick. They did such an amazing job. We closed today!!!...
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Reply from Owner
May 30th, 2026 12:00 AM
We're so grateful for your kind words, LeaAnn. It's appreciated to know that we could support you through the process and ensure everything went smoothly. Congratulations on closing on your new home, and if you need any further assistance,...
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Heath Barnes has received a review with 5 star rating from Richard W
Reply from Owner
May 30th, 2026 12:00 AM
We appreciate your great rating, Richard. Thank you for your support!
Exceptional service! Went above and beyond! 10/10
Reply from Owner
May 30th, 2026 12:00 AM
I'm grateful for your kind words, Candace. I'm happy to hear that you had such a positive experience. If you ever need assistance in the future, please feel free to reach out.
Heath Barnes has received a review with 5 star rating from Diego F
Reply from Owner
May 30th, 2026 12:00 AM
We appreciate your positive rating, Diego. Thank you for choosing Guild Mortgage.
Heath Barnes has received a review with 5 star rating from Tiffany B
Reply from Owner
May 30th, 2026 12:00 AM
Thank you for the great rating, Tiffany. I appreciate your support and look forward to assisting you again in the future.
The team was great to deal with throughout the process, went above and beyond to get the job done .
Reply from Owner
June 1st, 2026 12:00 AM
I'm happy to hear that you had a great experience with my team, Tom. It's good to know we could go above and beyond for you. If you have any more questions or need further assistance, please feel free to reach out.
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About
I am a husband, loan officer, branch manager, student of life, coach, mentor, triathlete, skier, fly fisherman, sommelier, pilot, 6x ironman, hero's brother, uncle, son, traveler, hiker, mountain climber, and pianist.At Cardinal Financial, I currently spearhead a staff of sixteen dedicated fun, loving and driven professionals with 50 years of combined industry experience. Prior to joining Peoples Home Equity/Cardinal Financial, the Barnesteam generated over $70 million in closings annually each year over a five-year period.I view the lending process from my client's perspective, providing a professional, personal level of service that is rare in the industry. I focus my time with clients laying out the process of turning the liability of a mortgage into an asset. I've worked with clients ranging from high-net-worth borrowers to first-time homebuyers and offer a range of loan options that are tailored to their individual circumstances and needs.
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Mortgage Loan Officer
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Positions
- Cardinal Financial - Producing Branch Manager | Retail