I grew up on a farm in California's San Joaquin Valley and have worked here for over 45 years. I continue to farm citrus as my father did before me. Having raised my family in Kingsburg I found the Central Valley people to be hardworking, honest, and genuinely interested in the welfare of their community. Following my BS degree from U.C. Davis in Agricultural Economics and Business Management, I got an MBA in Finance and Real Estate from U.C. Berkeley. After college, I started my career in agricultural lending for production farming. Following my father's death, I returned to the family agricultural land development business. In 2003 I returned to the finance industry here at New Era Services. It is rewarding to help people realize their dreams of home ownership .We work with multiple real estate agents and title companies to assist our clients. It is a complicated process, but when broken down and explained to the client it makes sense. It is a rewarding experience to help with mortgage needs.