I've had the pleasure of working with Bob and Spencer for 2 years now and my wife for more than 15 years. It has really been a pleasure work with both of them "(re)financing" my property. The process is super smooth and they make the experience...

I had an exceptional experience working with Bob and Spencer for my mortgage needs. From the very beginning, they were professional, knowledgeable, and incredibly responsive. They took the time to explain every detail, ensuring I understood...

I have had several transactions with Bob & his team over the years, some more challenging than others. I've always been able to trust that Bob will obtain the best loan for my individual circumstances. Both he & Spencer are by far the most...

I have bought and sold homes in the SF Bay Area for several years and Bob is my go-to mortgage guy. Bob is honest and trustworthy and tells you everything up front and doesn't hide anything. He is thorough and always crosses his T's and dots...

Bob has done several transactions for me over the past 20 plus years and the experience was always exceptional from start to finish. He is very professional and his knowledge and expertise are evident. His communication is clear and transparent....

Bob is terrific from the beginning to end of loan. Always available to answer a question and held my hand through the entire process. I'm a repeat client. I'll be back again!

Bob is absolutely amazing and very detail oriented. He made purchasing our house extremely smooth in a complex/stressful situation that comes along with the purchase. When that was done with, Bob did not just wipe his hands clean and forget...

I have known Bob for over 20 years. He has handled every mortgage for my family starting with my first home. He keeps the process easy and smooth. There is no other person I trust more. Bob is simply amazing.

I have been using Bob for my home loans for 20+ years. He has helped me through a number of purchases and refi's and has always delivered in a professional timely manner. As a realtor, I know I can refer my own clients to Bob and he will treat...