WHO WE ARE Rubino Lending, since 1995, is a mortgage firm whose principals are Gino & Cindy Rubino, both CPAs. As a licensed/bonded independent broker, we work with the nation's leading investors. That's why we can offer you such a tremendous variety of mortgage programs, competitive interest rates, and ultimately custom design a loan that meets your individual needs. WHAT WE DO We understand that applying for a mortgage can be an overwhelming experience. That is why our goal is to make certain our clients understand the process from beginning to end. We accomplish this by working closely with you to determine your wants and needs and by keeping you informed. EASY APPLICATION PROCESS We have streamlined the process to make it easy for you by requiring only necessary documentation. MORTGAGE PRE-APPROVAL A no-cost, no-obligation credit pre-approval gets you started quickly and makes your offer more attractive to sellers and their agents. QUICK LOAN APPROVAL Loan approval guaranteed to close on time.