Gilbert Ramos
Senior Mortgage Loan Originator
Mutual of Omaha Mortgage - Nebraska, NE
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that is committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mort... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
Underwriters put unusual stress on the process with last minute requests. Need to have better planning and longer lead time
Took longer than expected but everything came out the way I was
Crossing the finish line
Reply from Gilbert Ramos
October 8th, 2025 11:59 AM
I'm thrilled to hear that you felt supported during our journey together, Scott. Your feedback confirms that we're on the right track. We, at Mutual of Omaha Mortgage, aim to make every step as smooth as possible for our clients. Thank you...
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Since the first day I contacted Gilbert to when we close, he was very helpful and always answered all my questions. Thank you Gilbert for making the process less painful. I will call in six months.
Reply from Gilbert Ramos
October 8th, 2025 11:59 AM
I'm incredibly grateful for your kind words, Haroun. It was a pleasure to assist you through the process and ensure all your questions were duly answered. Hearing your positive experience gives me immense satisfaction. Don't hesitate to reach...
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Fewer hoops to jump through, remove redundant documents, and when the underwriters decide that part of the payout has to be paid to creditors, actually pay those creditors instead of mailing checks to me! Now instead of paying those electronically,...
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Reply from Gilbert Ramos
October 8th, 2025 11:59 AM
I appreciate your feedback, Michelle. It's true that there can be some redundancies in our process. I agree that we should always strive to simplify our procedures and make the process as smooth as possible for our clients. I regret any inconvenience...
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The smoothness of the process and Gilbert was there to hide the way and help with everything
Reply from Gilbert Ramos
October 8th, 2025 11:59 AM
I'm thrilled to hear that you found the process smooth, Sharon. It was my pleasure to guide you through every step and assist you. Your positive feedback means a lot, and I'm grateful for your 5-star rating. If you have any more needs in the...
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Gilbert made the process simple and fast.
Reply from Gilbert Ramos
October 8th, 2025 11:59 AM
I'm delighted to hear that you found the process to be simple and quick, Mark. I always strive to make the mortgage process as seamless as possible for my clients. Thank you for your 5-star rating and the positive feedback. It was a pleasure...
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I asked for options to delay closing due to lower interest rates coming soon and Gilbert Ramos stated, "I would help you with that process." I feel YOU/HE misled me knowing the loan would be "sold" to another financial institution.
Reply from Bill Sullivan
October 8th, 2025 11:59 AM
Dear Jesus, Thank you for your response. While the Fed Funds rate was recently reduced, this is not a direct reduction in long term mortgage rates. Mutual of Omaha and Gilbert will always be willing to provide you with updates on changes in...
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Knowledgeable advice and easy to use portal for all docs submision
Reply from Gilbert Ramos
October 8th, 2025 11:59 AM
I'm really delighted, Rumus, that you found the portal easy to use for all your document submissions. Also, I'm glad my advice was helpful to you. Your feedback means a lot to me and Mutual of Omaha Mortgage. It's my goal to provide a 5-star...
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that is committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company's commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#286678
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org