George has been originating loans for the past 19 years. George's attention to detail and ability to provide knowledge to his clients is what separates him from the competition. Homeowners, real estate agents, attorneys, financial planners and CPA's turn to him as an extension of their services and also rely on his expertise for financial solutions. George's management style and networking skills have established an unparalleled network of relationships that benefit everyone in the process. He invests the time to build rapport with his customers, so they not only receive the loan that works best for them, but they can feel confident about the process all the way through closing. What are the top 3 misconceptions people have about the home loan process? A common misconception is that you need 20% down to get a loan. This is not true. There are loan programs that require as little as 0% down. Banks want to lend money and they want to create programs that meet home buyers' needs. These programs will provide lower down payment options, relaxed credit guidelines, but will still have strict standards regarding documentation.