I believe that buying a home should be an exciting and fulfilling experience. I make it my goal with every borrower to deliver a smooth transaction that is respectful of my client's time, budget and financial goals. My background in mortgage lending in general provides me with a valuable perspective into the mortgage process. Envoy Mortgage, Ltd offers a wide array of products which helps me provide borrowers with the loan that best fits their financial and personal needs. GaSandra Carlson MLO-487425, Options Financial Residential Mortgage, a division of American Pacific Mortgage Corporation NMLS 1850 Licensed under the Oregon Consumer Finance Act. http://www.nmlsconsumeraccess.org/