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Gary Upchurch - Reverse Mortgage Specialist in Frisco, TX

Gary Upchurch

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Reverse Mortgage Specialist

Mutual of Omaha Mortgage
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Gary Upchurch, boasting a background in financial services and insurance, entered the reverse mortgage industry over six years ago. With a focus on empathy and professionalism, he assists older homeowners in Texas. Gary listens attentively ... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(469) 631-1008
Frisco, TX
https://mutualreverse.com/lo/gary-upchurch/
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
67%
4 Star
33%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    D
    Debby K D
    FRISCO, TX
    Posted on May 3rd, 2026 05:02 PM
    Truly working with a professional, was very happy with results.
    Reply from Gary Upchurch
    May 4th, 2026 07:57 PM
    Thank you, Debby, for your kind words. I'm glad to hear you were happy with the results. If you ever need further assistance, please don't hesitate to reach out. It was a true pleasure working with you.
  • Encompass
    C
    Carol D B
    Troy, TX
    Posted on March 7th, 2026 05:08 AM
    Gary was great to work with. Very patient in explaining the process along the way. Very communicative with both myself and my realtor on home search journey.
    Reply from Gary Upchurch
    March 12th, 2026 03:49 PM
    It's great to hear that you felt well-supported during your home search journey, Carol. I appreciate your kind words and am glad I could assist by keeping communication clear and informative for both you and your realtor. If you have any further...
    read more
  • Encompass
    J
    Judith A W
    Flower Mound, TX
    Posted on August 5th, 2025 01:41 PM
    Just a couple of surprises happened that I wasn't too pleased with. No fault of Gary's, just the system I believe. I Don't Like surprises. If I would had been informed upfront that these items could had happened, then I would had given a GREAT...
    read more
    Reply from Gary Upchurch
    August 10th, 2025 01:41 PM
    Hi Judith, Thank you for leaving such a positive review. I'm sorry to hear that there were a few unexpected surprises along the way. I completely understand the importance of setting clear expectations, and I'm always working to improve that...
    read more
  • Encompass
    M
    Michael G V
    Sherman, TX
    Posted on July 8th, 2025 01:58 PM
    Been more timely with requests for information . Requests for information on withdrawal from retirement account last few days of process were stressful . Gary U was doing a good job then we were given to Sara S and she proved to be unreliable...
    read more
    Reply from Gary Upchurch
    July 8th, 2025 05:37 PM
    Sorry Michael for the missed communications. But overall, wouldn't you say your Lifestyle Home Loan (reverse mortgage purchase) was a success for you. You bought a brand new home with a partial down payment of the purchase price and now NO...
    read more
  • Encompass
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    Peggy S V
    Sherman, TX
    Posted on July 7th, 2025 01:27 PM
    Better communication
    Reply from Gary Upchurch
    July 12th, 2025 01:28 PM
    Hi Peggy,Thank you for your feedback. I understand the importance of clear communication, and I'll strive to make sure it's improved in our future interactions. Please feel free to reach out if there's anything specific you'd like to discuss...
    read more
  • Encompass
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    Virgie F
    Richardson, TX
    Posted on May 30th, 2025 10:00 PM
    Gary was very responsive. Made sure we had all the information we needed ot make informed decisions. It was a pleasure working with Gary.
    Reply from Gary Upchurch
    June 3rd, 2025 10:31 PM
    Thank you for the great review. It's always a pleasure to work with someone like yourself that made it easy for me to get your loan approved. My best to you and all of your family.
    • 1–6 of 6
    About
    Gary Upchurch, boasting a background in financial services and insurance, entered the reverse mortgage industry over six years ago. With a focus on empathy and professionalism, he assists older homeowners in Texas. Gary listens attentively to understand clients' financial goals, providing transparent insights into the benefits and risks of reverse mortgages. He aims to empower clients to make informed decisions aligned with their unique situations. “The reverse mortgage is a valuable financial planning tool that allows people to stay in the homes and communities they love and offers older homeowners a more secure retirement.” – Gary Upchurch
    Products & Services
    Mortgage Loan Officer
    Specialities
    Reverse Mortgage
    The HECM Program
    The HECM for Purchase Program
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    Positions
    • Mutual of Omaha Reverse Mortgage - Reverse Mortgage Specialist
      Dec 1st, 2022 - Current
    • Reverse Mortgage Funding LLC - HECM Loan Specialist
      Apr 1st, 2017 - Nov 1st, 2022
    Addresses and Serving Areas
    Primary Serving Area
    Frisco, TX
    Other Serving Areas
    Dallas, TX
    Plano, TX
    Fort Worth, TX

    Year Started

    1909

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #1468380
    Hobbies
    • Gardening
    • Water Sports
    Disclaimer