

Gary Johansen
Regional Sales Director | NMLS #339278


Rutgers, The State University of New Jersey
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Gary Johansen has received a review with 5 star rating from Eric J
Reply from Owner
March 25th, 2026 07:48 PM
We appreciate your positive rating, Eric. Your feedback is valued, and we're glad to see that you had a good experience with our team.
Any questions I had were answered in a timely manor and were explained in detail that was very east to understan.
Reply from Gary Johansen
March 19th, 2026 06:24 PM
Eric, thank you for taking the time to share your experience. I'm pleased to hear that I could assist you effectively by providing timely and clear responses to your questions. Communication is key in these processes, and I'm glad it made things...
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Gary worked tirelessly to make sure settlement went very smooth, answering all my questions quickly. Thank You, Gary!
Reply from Gary Johansen
November 5th, 2025 02:36 PM
Thank you Bill. It was important to me that your questions were addressed promptly throughout the process. Please don't hesitate to get in touch if there's anything else you need.
Gary and team made buying my first home a pleasant experience.
Reply from Gary Johansen
July 29th, 2025 06:16 PM
Anthony, I truly appreciate your kind words. It's wonderful to hear that your first home-buying experience was pleasant. It was a pleasure working with you, and I'm glad I could be part of such an important milestone in your life. If you have...
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Gary is a true professional
Reply from Gary Johansen
July 29th, 2025 01:56 PM
Thank you Ed, I appreciate your support.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Mortgage for Investors
Mortgages for Self-Employed
HELOC
Mortgages for Seniors
Fix & Flips
VA Loans
Refinancing
Reverse Mortgage
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Education
- Rutgers, The State University of New JerseyBusiness Administration / FinanceBachelor's Degree

Memberships
- MBA
- USCGA
- BNI
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #339278
Achievements
- Citizens of Excellence
- Wells Fargo President Club
Hobbies
- Hockey
- Golf
- Fishing
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.