Buying a home is a very exciting time. It is also a very stressful time. With over 30 years in the mortgage industry, I can take the stress out of the financial part out of it so you can concentrate on everything else. The mortgage industry has tightened their guidelines and you need someone that knows how to handle all the changes. With competitive rates and fees, and many different loan programs combined with my knowledge of the current mortgage industry, you can rest assured you mortgage will be handled with the best service possible. Whether you are purchasing your first or second home, refinancing your home, or in need of a home equity loan give me a call. Maybe you are thinking of building your dream home and have no idea where to turn. Let me help point you in the right direction, and let Distinctive Mortgages make your dreams come true.