-1 in 3 Americans were reduced to tears trying to buy their first home. - 44 % felt nervous throughout the entire process. -13 % think they overpaid for their home. -2 in 5 first time homebuyers describe purchasing a new home as " The Most STRESSFUL event in modern life." -28% of homebuyers suffered the HEARTBREAK of failing to get the desired property they put in for. Don't become a statistic. (A survey taken by homes.com). We assume that more experience is always better. I was a naive first-time homebuyer once. Me and my wife walked into an office of a national lender /broker. Our loan officer was a manager there with 18 years' of experience who promised us the world. After the loss of the first house, we gave him another chance maybe it was just bad luck. But after the second house my wife was inconsolable. My only issue was that I was self-employed. What I needed was someone who could think outside the box. Doing traditional loans day -in day -out does not count as years of experience. When your bank says NO, call me. Like I always say... "If it CAN be done, it WILL be done." My Specialties Non-QM products, Self-employed Borrowers, JUMBO loans and Commercial. * Conventional : Fannie Mae & Freddie Mac * Government : FHA, VA & USDA * Jumbo: Multiple investor options * Renovation: Fannie Mae Homestyle & FHA 203k & VA Renovation (New) *Reverse Mortgage *First-Time Homebuyer, Investor Additional languages spoken: English, Hindi, Urdu, Punjabi