Fred Phifer is a lifelong resident of North Carolina and is currently raising his family in the Charlotte area. He has been in the mortgage industry since 1996 and opened Admiral Home Mortgage in 2005. Since starting in the industry, Fred has helped hundreds of people achieve their financial goals. His fair and ethical approach to mortgage lending is what drives his business and appeals to his customers. "He did what he said he would do and kept in touch throughout the loan process." - Kevin Q. "Fred never used pressure tactics like other companies I initially contacted. That's why I chose Fred." - David K.