

Fred Chilton
Branch Manager
West Capital Lending, Inc - Irvine, CA
Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to k...... Show More
Location & Business Hours
Wednesday
24h
(Open Now)
Thursday
24h
Friday
24h
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Reviews from Web
Working with Fred was a great experience! He was very knowledgeable about the process, and walked us through every step. He answered all our questions with accuracy and confidence. Will recommend him to my friends…thank you Fred!!
Fred was quick to respond to any questions we had, and he provided very competitive rates. Very satisfied with the outcome!
Reply from Owner
April 23rd, 2026 12:15 PM
Thank you Jon, it was a pleasure working with you!
Fred was awesome to work with! I was working with another lender that had me stuck in a HELOC situation that wasn’t going anywhere for 4+ weeks… Fred came in and got me closed and funded in a week!! Definitely recommend Fred!
Fred has been very supportive and accommodating with all the queries I had. He puts in lot of effort in getting us the best quote possible. It has been a great experience working with him. I highly recommend working with Fred Chilton.
Fred Chilton is awesome. We appreciate all the work he put into getting us the best rate on our loan. He is very honest and upfront. He also simplified the process and helped us understand everything that was going on. We were treated individually...
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Fred is extremely knowledgeable and always easy to get a hold of. He is very quick to answer questions.
I’m so glad we took our realtor’s recommendation and went with Fred! From the start Fred was so easy to talk to, plus he’s local to where I live. He was available by phone, text, or email any time that I had questions. My situation was a little...
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Fred went above and beyond for me. As a self-employed buyer, my numbers aren’t straightforward, but he navigated everything flawlessly and fought to get me the best rate, he even locked me in at 11 PM. He was always available for my questions,...
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If you’re looking for a lender who truly puts his clients first, I cannot recommend Fred enough. He saved me tens of thousands of dollars and gave me peace of mind throughout the entire transaction.I had originally started with a lender who...
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Fred is communicative, helpful, and makes you feel confident in every step of the home buying process! He was transparent and willingly answered any questions we had & his rates were unbeatable! I would highly recommend working with him!
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About
Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to keep his clients and Realtors in the loop at all times - mortgages are confusing enough already and nobody wants to be left in the dark during the process. Why work with a Broker? At Saxton Mortgage, you will be the center of attention as Fred and his team work with you to evaluate your goals and financial circumstances. Unlike traditional retail lenders and banks, a Mortgage Broker has access to many different loan programs with different lenders. We're here to make the application process as smooth as possible for you. Fred Chilton and his team serve the entire state of Texas. Contact us today if you have any questions or concerns! Saxton Mortgage NMLS 1717191 / DRE 02205650 https://texreg.sos.state.tx.us/fids/201203133-2.pdf
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
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203
/850
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Positions
- West Capital Lending, Inc. - Branch ManagerOct 28th, 2025 - Current
- SAXTON MORTGAGE - Mortgage Loan OfficerJan 1st, 2024 - Current
Licenses
- NMLS # 1810817
- Arizona
- California
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