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© 2024 Newrez LLC dba Caliber Home Lending, 601 Office Center Dr., Ste. 100, Fort Washington, PA 19034. 1-888-673-5521. NMLS #3013 (www.nmlsconsumeraccess.org). This is not a commitment to lend. All loan programs are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.
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5.0
SFTP
J
James G
New Port Richey, FL
Posted on January 18th, 2024 04:53 PM
Couldn't be happier with such an easy, smooth closing process on our first home. Being first time home buyers, we had many questions and did not understand everything that was going on. Caliber, Frank, Holly, and the rest of the team was there...
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5.0
SFTP
R
Ronald R
SEMINOLE, FL
Posted on January 11th, 2024 07:31 PM
Frank and Holly were wonderful! Frank’s advice was on point. His approach is both personal and considerate of his clients. I had many difficult questions and Frank was able to answer them all!
5.0
SFTP
J
John A
Tampa, FL
Posted on December 19th, 2023 11:21 PM
Frank was very responsive to our calls and answered our questions in a timely manner. It was a pleasure doing business with Frank. Thank you for all your help. Much appreciated
5.0
SFTP
E
Evan A
Largo, FL
Posted on November 29th, 2023 02:54 PM
Frank and his team did an excellent job, and made all the confusion around buying a home very smooth and easy to understand.
Reply from Frank Gemma
November 29th, 2023 06:19 PM
Hi Evan,Thank you for the kind words. My team and I are grateful for the business and are thrilled you had a positive experience with us. We are here for you through the life of your loan. Don't hesitate to reach out with any questions that...
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5.0
SFTP
D
David O
Tarpon Springs, FL
Posted on November 4th, 2023 01:07 PM
Frank and his team were incrediblez They were quick to respond, incredibly knowledgeable, and very fun to work with. Thank you for all of your help!
5.0
SFTP
M
Mary C
Clearwater, FL
Posted on September 24th, 2023 01:46 PM
Frank went above and beyond. I shopped three mortgage company and he was the only one that took the time to walk me through every step. He is professional, knowledgeable and a pleasure to work with.
5.0
SFTP
B
Beverley G
Palm Harbor, FL
Posted on September 18th, 2023 12:14 PM
Frank and team worked hard for me to achieve a positive outcome R
5.0
SFTP
P
Penny B
Largo, FL
Posted on August 24th, 2023 02:33 PM
We are so pleased that Frank Gemma was recommended to us by our realtor, Jackie Lynn. He is very knowledgeable, professional and available any time we would call with a question. He took the time to explain and go over every document and question...
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4.75
SFTP
R
Robert M
Riverview, FL
Posted on August 21st, 2023 05:00 PM
The process went as expected.
5.0
SFTP
J
John H
Brooksville, FL
Posted on August 7th, 2023 09:01 PM
Everyone in Frank's office was very knowledgeable and pleasant to deal with. Quick to return phone calls and explained the entire process in great detail, from loan application, to the closing.

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