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Frank Gemma - Team Sales Manager | NMLS# 432362 in Tampa, FL

Frank Gemma

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Team Sales Manager | NMLS# 432362

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With all the mortgage companies and banks offering home loans, here are a couple of items that make Team Gemma stand out. I've built a successful career as a Loan Officer in the Tampa Bay Area since 1997. I have personally closed thousands ... Show More
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  • write_review_unverified
    A
    Alicia L
    Posted on April 29th, 2026 03:43 PM
    We had an excellent experience working with our mortgage lender Frank. As first-time homebuyers, we had a lot of questions and uncertainties, but he consistently went above and beyond to make sure we felt informed and comfortable every step...
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    James G
    New Port Richey, FL
    Posted on January 18th, 2024 04:53 PM
    Couldn't be happier with such an easy, smooth closing process on our first home. Being first time home buyers, we had many questions and did not understand everything that was going on. Caliber, Frank, Holly, and the rest of the team was there...
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    Ronald R
    SEMINOLE, FL
    Posted on January 11th, 2024 07:31 PM
    Frank and Holly were wonderful! Frank’s advice was on point. His approach is both personal and considerate of his clients. I had many difficult questions and Frank was able to answer them all!
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    John A
    Tampa, FL
    Posted on December 19th, 2023 11:21 PM
    Frank was very responsive to our calls and answered our questions in a timely manner. It was a pleasure doing business with Frank. Thank you for all your help. Much appreciated
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    Evan A
    Largo, FL
    Posted on November 29th, 2023 02:54 PM
    Frank and his team did an excellent job, and made all the confusion around buying a home very smooth and easy to understand.
    Reply from Frank Gemma
    November 29th, 2023 06:19 PM
    Hi Evan,Thank you for the kind words. My team and I are grateful for the business and are thrilled you had a positive experience with us. We are here for you through the life of your loan. Don't hesitate to reach out with any questions that...
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    David O
    Tarpon Springs, FL
    Posted on November 4th, 2023 01:07 PM
    Frank and his team were incrediblez They were quick to respond, incredibly knowledgeable, and very fun to work with. Thank you for all of your help!
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    M
    Mary C
    Clearwater, FL
    Posted on September 24th, 2023 01:46 PM
    Frank went above and beyond. I shopped three mortgage company and he was the only one that took the time to walk me through every step. He is professional, knowledgeable and a pleasure to work with.
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    Beverley G
    Palm Harbor, FL
    Posted on September 18th, 2023 12:14 PM
    Frank and team worked hard for me to achieve a positive outcome R
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    Penny B
    Largo, FL
    Posted on August 24th, 2023 02:33 PM
    We are so pleased that Frank Gemma was recommended to us by our realtor, Jackie Lynn. He is very knowledgeable, professional and available any time we would call with a question. He took the time to explain and go over every document and question...
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    Robert M
    Riverview, FL
    Posted on August 21st, 2023 05:00 PM
    The process went as expected.
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    About
    With all the mortgage companies and banks offering home loans, here are a couple of items that make Team Gemma stand out. I've built a successful career as a Loan Officer in the Tampa Bay Area since 1997. I have personally closed thousands of mortgage loans; so I have experienced most situations that could cause closing dilemmas. Since you have specific needs, you can rely on me to share my expertise to help you determine the best home financing strategy. It is my job to provide a customized mortgage solution to those goals. I believe that open, honest, and frequent communication is critical to a great home buying experience. My clients are trusting me with the hopes and dreams that the home represents.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA Loans
    Conventional Loans
    VA Loans
    USDA Loans
    PHFA Loans
    Renovation (Both Conventional and 203K)
    New Construction Loans
    First Time Home Buyer Specialty Products
    View All
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    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 432362
    Hobbies
    • Fishing
    • Church
    • Gym
    Disclaimer
    © 2024 Newrez LLC, 601 Office Center Dr., Ste. 100, Fort Washington, PA 19034. 1-888-673-5521. NMLS #3013. Doing business as Newrez Mortgage LLC in the state of Texas. Alaska Mortgage Lender License #AK3013. Arizona Mortgage Banker License #919777. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Massachusetts Lender #ML-3013. Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Banking Department. For licensing information, go to: www.nmlsconsumeraccess.org. This is not a commitment to lend. All loan programs are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.