Francisco Velarde
Loan Officer | NMLS# 2524647
Francisco Velarde is a dedicated, bilingual Loan Officer who began his career in the mortgage industry in March 2024. Francisco is passionate about helping first-time homebuyers navigate the home financing process with confidence and clarit... Show More
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Everything was explained well and a huge amount of stress was taken off of us
Francisco made this experience very smooth and easy going. Working with him made our life so much easier and less stressful 10/10 would definitely recommend
Reply from Francisco Velarde
September 16th, 2026 04:07 PM
I'm happy to hear that the experience was smooth and stress-free for you, Mercedes. Working with clients like you at First Community Mortgage DBA First National Bank Texas truly makes my job rewarding. Thank you for the recommendation!
Amei fazer negócio com vcs!
Reply from Francisco Velarde
August 17th, 2026 02:36 PM
Foi um prazer trabalhar com você!
Francisco was awesome to work with throughout the whole mortgage process. He worked hard to make sure hat I wanted happen and made sure I understood everything along the way. Being 25 and buying a house for the first time, I had a lot of questions,...
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Francisco did a very good job communicating with me and made the entire process almost seamless. Even going above and beyond his duties which I appreciate. Every time there was a problem or he needed something he always came to me with a solution...
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Reply from Francisco Velarde
July 9th, 2026 04:00 PM
Daizzy, I'm grateful for your kind words and thrilled to hear that my communication and efforts to provide solutions were helpful to you. It's wonderful to know that the process felt seamless for you. Thank you for your recommendation!
The communication was great. Helped us along the way.
Reply from Francisco Velarde
July 8th, 2026 05:07 PM
Ethan, I'm glad to know that the communication met your expectations and that I could assist you throughout the process. Your feedback is greatly appreciated.
Francisco is very good at explaining in detail and answering any questions. Very helpful
Reply from Francisco Velarde
June 10th, 2026 08:03 PM
Neydis, I'm pleased to hear that you found my explanations and assistance helpful. Your kind words mean a lot to me, and I'm here for any further questions you might have. Thank you!
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About
Francisco Velarde is a dedicated, bilingual Loan Officer who began his career in the mortgage industry in March 2024. Francisco is passionate about helping first-time homebuyers navigate the home financing process with confidence and clarity.
Coming from a blue-collar background, Francisco has a deep understanding of his clients' needs and values. He takes a thoughtful, client-focused approach—anticipating questions, addressing common concerns, and meeting clients where they are in the process.
He is especially committed to serving Spanish-speaking buyers, helping ease concerns caused by language barriers and ensuring his clients feel informed, comfortable, and supported every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 25424647
Hobbies
- Auto Mechanics
- Hands-On Projects
Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender