Oregon is my home and has been for quite some time. I love the area and the people! My biggest work accomplishment has been helping hundreds of people purchase homes. There is no great job fulfillment then watching people I grow to love get keys to their new homes. Home loans are a process, but it is my job to make it enjoyable with little to no stress throughout the process. I am able to offer a great array of loan options to match your unique position, including: ~ Conventional Home Financing and Refinancing ~ Jumbo Financing ~ Home Path ~ Streamline 203K ~ Reverse Mortgages * ~ RuraLiving Home Mortgage ~ FHA, VA, ODVA government loan products ~ USDA Guaranteed Rural Housing, (Some state and county maximum loan amount restrictions may apply.) ~ Home Affordable Refinance Program ~ Manufactured homes ~ RuraLiving and so much more We are truly a full service resource. Erica Floro NMLS-728893 Loan Partner-Team Hubbard. Credit On Approval. Terms Subject to change without notice. Not a commitment to Lend. Call for details. Pacific Residential Mortgage, LLC is licensed in Oregon, California, Idaho and Washington NMLS-1477. Equal Housing Lender. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1477 *Contents not provided by, or approved by FHA, HUD or any other government agency. At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.