

Emily Costin at CrossCountry Mortgage
VP of Mortgage Lending | NMLS #1049056

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Emily is really personable and warm while also being really professional, detailed oriented and thorough. That's a perfect combination of gifts and extremely rare.
Reply from Emily Costin at CrossCountry Mortga...
May 15th, 2026 04:35 PM
What kind words, thank you! It was truly a pleasure working with you and Annette throughout the process. Congrats on this next chapter for your amazing family.
Very professional help
Reply from Emily Costin at CrossCountry Mortga...
April 20th, 2026 01:53 AM
Teamwork! Grateful to have been able to help you - now go play some golf!
Emily was fantastic she was amazing through the whole process she explained every little detail and made the loan process smooth as could be this was my first home purchase and it could not have gone any better she walked us through everything...
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Reply from Emily Costin at CrossCountry Mortga...
April 17th, 2026 11:39 AM
Thank you so much for the kind words! Really loved working with you guys, it was so easy!! Congrats again!
Emily and her team have been fantastic! She has guided us through every step of the process and been able to answer every question that we had. Will be recomending Emily and her team to everyone we know.
Reply from Emily Costin at CrossCountry Mortga...
April 15th, 2026 03:31 PM
So happy for you & Sophie! You were so easy to work with! Thank you again for your trust + it was a team effort for sure! Here when you need me!
Emily's knowledge and patience helping us with our first house purchase was unbelievable. She really cares and wants the best for her clients, whether its a lower rate with the market or the right payment. She a true professional and we can't...
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Emily was awesome in helping us with our first time buying a home
All questions were answered and she was great at communicating with me the whole time
Emily is very personable and made the experience stress-free as a first time home buyer. She answered our many questions and checked in with us throughout the loan process. We are very happy with our experience working with Emily and would...
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Emily was the best. Very helpful and responsive. 10/10!
Emily was absolutely amazing to work with. As new home buyers, we're not experienced in this relm. Emily and her team made this whole process seamless, fast and easy. Would absolutely recommend working with Emily and Mullinix Mortgage Group!...
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Emily was extremely friendly and helpful throughout the entire process. She walked us through every step, explained our options clearly, and made sure we were making the right decisions along the way. I would highly recommend her to anyone...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1049056 | Branch NMLS #2076730
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
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426
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Positions
- CrossCountry Mortgage - VP of Mortgage LendingFeb 14th, 2024 - Current
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1049056
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095