Emily Costin at CrossCountry Mortgage
VP of Mortgage Lending | NMLS #1049056
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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This is the second time we have used Emily for the purchase of a home She went above and beyond the typical lender Always keeping us informed all the way through closing Her profession and knowledge exceeded our expectations Highly recommended...
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Reply from Emily Costin
August 17th, 2026 01:58 PM
Ellen, I'm grateful for your kind words and for choosing me again for your home purchase. I'm pleased to know that you felt well-informed and supported throughout the process. Your recommendation means a lot to me, and I'm always here to help...
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Emily Costin was very responsive to every single detail during our loan process. She responded to all of my questions and concerns with a cheerful and understanding attitude. Her attention to detail is superb. she was truly engaged during the...
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Reply from Emily Costin at CrossCountry Mortga...
August 7th, 2026 06:48 PM
You’re the best. Thank you, always, for your support and trust. You & E were my first clients and now we’ve circled back to another purchase at the beach. Grateful.
Emily made our first home buying process so easy, even in this crazy housing market. She answered all of our questions and made everything so clear and simple. She was such a dream to work with and would recommend her to anyone!
Reply from Emily Costin at CrossCountry Mortga...
August 13th, 2026 03:58 PM
Holly, I'm so glad to hear that your first home buying experience was smooth and straightforward. It was great to work with you, and I'm thankful for your kind words and recommendation.
Emily and her team were continuously available and imm responsive to all our contacts and concern, even when they sometimes arose outside of normal business hours. A+++! Will definitely recommend!
Reply from Emily Costin at CrossCountry Mortga...
August 5th, 2026 01:34 PM
Best review! Thank you, John + Kris!
Friendliness, effectiveness, and precision throughout the home loan experience.
Reply from Emily Costin at CrossCountry Mortga...
July 23rd, 2026 10:55 PM
Thank you, Josue. Excited for you to make new family memories down here!
Emily was a pleasure to work with, very responsive to any questions we had during the purchase process.
Reply from Emily Costin at CrossCountry Mortga...
July 13th, 2026 07:50 PM
Thank you! Congrats on the new family memories at the beach!
Emily is really personable and warm while also being really professional, detailed oriented and thorough. That's a perfect combination of gifts and extremely rare.
Reply from Emily Costin at CrossCountry Mortga...
May 15th, 2026 04:35 PM
What kind words, thank you! It was truly a pleasure working with you and Annette throughout the process. Congrats on this next chapter for your amazing family.
Very professional help
Reply from Emily Costin at CrossCountry Mortga...
April 20th, 2026 01:53 AM
Teamwork! Grateful to have been able to help you - now go play some golf!
Emily was fantastic she was amazing through the whole process she explained every little detail and made the loan process smooth as could be this was my first home purchase and it could not have gone any better she walked us through everything...
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Reply from Emily Costin at CrossCountry Mortga...
April 17th, 2026 11:39 AM
Thank you so much for the kind words! Really loved working with you guys, it was so easy!! Congrats again!
Emily and her team have been fantastic! She has guided us through every step of the process and been able to answer every question that we had. Will be recomending Emily and her team to everyone we know.
Reply from Emily Costin at CrossCountry Mortga...
April 15th, 2026 03:31 PM
So happy for you & Sophie! You were so easy to work with! Thank you again for your trust + it was a team effort for sure! Here when you need me!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1049056 | Branch NMLS #2076730
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
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Positions
- CrossCountry Mortgage - VP of Mortgage LendingFeb 14th, 2024 - Current
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1049056
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095