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Ed Locke - USA Mortgage - Mortgage Loan Originator in Frankfort, KY

Ed Locke - USA Mortgage

Claimed

Mortgage Loan Originator

4.98
(291)
Company Logo
University of Kentucky
University of Kentucky
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish...... Show More
Mortgage
Mortgage Loan Officer
Company Logo
University of Kentucky
University of Kentucky
Contact Info
(502) 680-0953
Frankfort, KY
https://www.usamortgage.com/mortgage-loan-originator/warren-edward-locke/
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Overall Ratings
4.98
(291)
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Reviews from Web
  • 5.0
    Encompass
    J
    Jamie M H
    Harrodsburg, KY
    Posted on October 21st, 2025 01:57 AM
    Ed was great at explaining things to me. He was patient and a pleasure to work with. He always put my worries at ease and made the process so simple
    Reply from Ed Locke - USA Mortgage
    November 6th, 2025 11:58 AM
    It's wonderful to know that you found the process straightforward and felt comfortable throughout. I always aim to make things as clear and stress-free as possible, so it's gratifying to hear that my explanations were helpful. Thank you for...
    read more
  • 5.0
    Encompass
    O
    Ozie M W
    LAWRENCEBURG, KY
    Posted on October 17th, 2025 02:32 PM
    Ed communicates quickly and effectively, he was always willing to be available and take care of us .
    Reply from Ed Locke - USA Mortgage
    November 6th, 2025 11:58 AM
    Matt, I'm pleased you appreciated the quick and effective communication. Being available and attentive is important to me, and I'm glad you felt well taken care of. Thanks for sharing your positive experience! Cheers!!!
  • 5.0
    Encompass
    K
    Karyssa C P
    WINCHESTER, KY
    Posted on September 13th, 2025 03:07 AM
    Ed was a very goood loan origi, and helped us a lot. And made it easy for us being our first tim, He layed it out step by step and easy to follow with a lot of patience
    Reply from Ed Locke - USA Mortgage
    November 6th, 2025 11:58 AM
    It's great to know that you felt supported and at ease with the loan process. Helping first-time buyers like you by setting out clear steps and providing patient guidance is something I prioritize. I'm pleased that it made a difference for...
    read more
  • 5.0
    google
    C
    Colin
    Posted on September 12th, 2025 10:18 PM
    We went into this with no idea what to do as first time home buyers, but fortunately Ed was able to work with us and explain everything clearly, and at the end of it provided us everything we were hoping for in our loan and the best case scenario...
    read more
    Reply from Owner
    September 15th, 2025 02:57 PM
    Hi Colin, we can’t thank you enough for your positive words about Ed, we really appreciate you taking the time out of your day to let people know how much you loved working with USA Mortgage on your home loan. We hope to see you again down...
    read more
  • 5.0
    Encompass
    C
    Colin R H
    WINCHESTER, KY
    Posted on September 12th, 2025 10:13 PM
    We were going into this with almost no idea what we were doing, and Ed was able to explain it clearly and walk us through, and He was also able to get us everything we were hoping for in our loan and more
    Reply from Ed Locke - USA Mortgage
    November 6th, 2025 11:58 AM
    It sounds like stepping into this process felt overwhelming at first, and I'm pleased I was able to provide the guidance and clarity you needed. Achieving your loan goals and exceeding expectations is always my aim, so it's gratifying to know...
    read more
  • 5.0
    google
    C
    Colin
    Posted on September 12th, 2025 12:00 AM
    We went into this with no idea what to do as first time home buyers, but fortunately Ed was able to work with us and explain everything clearly, and at the end of it provided us everything we were hoping for in our loan and the best case scenario...
    read more
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Hi Colin, we can’t thank you enough for your positive words about Ed, we really appreciate you taking the time out of your day to let people know how much you loved working with USA Mortgage on your home loan. We hope to see you again down...
    read more
  • 5.0
    google
    R
    Rebecca C
    Posted on August 15th, 2025 09:49 AM
    Ed Locke - USA Mortgage has received a review with 5 star rating from Rebecca C
    Reply from Owner
    August 18th, 2025 04:05 PM
    We love seeing your 5-star review, Rebecca. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
  • 5.0
    Encompass
    R
    Rebecca M C
    LAWRENCEBURG, KY
    Posted on August 15th, 2025 09:49 AM
    Ed worked above and beyond to help me get the best loan fit for me that was available. The loan process was smooth and quick. I would recommend Ed to anyone who is purchasing a home loan.
    Reply from Ed Locke - USA Mortgage
    November 6th, 2025 11:58 AM
    I'm really pleased to know that your loan process was both smooth and quick. Finding the best fit for you is always a top priority for me, and I'm glad to hear it met your needs. Your recommendation is greatly appreciated, and it was a pleasure...
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  • 5.0
    google
    R
    Rebecca C
    Posted on August 15th, 2025 12:00 AM
    Ed Locke - USA Mortgage has received a review with 5 star rating from Rebecca C
    Reply from Owner
    September 1st, 2025 12:00 AM
    We love seeing your 5-star review, Rebecca. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
  • 5.0
    google
    K
    Katie M
    Posted on August 5th, 2025 01:47 PM
    10/10 highly recommended Ed & team for your mortgage needs. Great service and a wonderful source of knowledge
    Reply from Owner
    August 13th, 2025 03:03 PM
    Thank you so much for your kind words, Katie. You’re absolutely right: Ed is an exceptional Mortgage Loan Originator and he really cares about his clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re proud...
    read more
    • 10 of 291
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional, FHA,VA USDA and state bond programs
    Conventional, FHA, VA, USDA and state bond programs
    Conventional, FHA,VA,USDA and state bond programs
    Conventional, FHA, VA, USDA and state bond programs.
    Conventional and government mortgage loans along with some speciality financing options such as land loans.
    FHA Loans
    NoDown
    LowDown
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    334
    /850
    Search Rank Score
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    Education
    • University of Kentucky
      Business Management
      Bachelor of Applied Science (BAS)
      Aug 1982 -May 1987
      University of Kentucky logo
    Positions
    • DAS Acquisitions/USA Mortgage - Mortgage Banker/Owner
      Jun 1st, 2019 - Current
    Memberships
    • Bluegrass Boarad of Realtors
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448908
    Achievements
    • 25 yeaers in lending experience.
    Hobbies
    • Cooking, grilling, smoking. Anything water...Boating, jetskiing, floating or relaxing
    • Cooking, grilling, Smoking. Anything water. Boating, jet skiing, floating or relaxing
    • Cooking/grilling/Smoking. Anything that involves water. Boating, jet skiing, floating or relaxing
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.