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Donna K Smith - Sr. Mortgage Loan Consultant in Gulf Breeze, FL

Donna K Smith

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Sr. Mortgage Loan Consultant

I have been a loan officer in this area for over 33 years. I specialize in VA financing, Condos, Conventional, FHA, Renovation (VA, Conventional and FHA 203K) loans, USDA, Florida Bond and Escambia County Bond, VA, FHA and Conventional Con... Show More
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Reviews from Web
  • Zillow
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    Chadandmartha
    Milton, FL
    Posted on September 1st, 2022 12:00 AM
    Donna was fantastic, courteous, communicative, helped us stay on task, and her team behind her was very helpful. This was an important transaction and Donna showed up for us, big time! Experience counts, and Donna has a terrific reputation,...
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    Wrmathews
    Pensacola, FL
    Posted on May 2nd, 2022 12:00 AM
    As a relatively inexperienced home buyer, we were feeling a bit anxious about the loan process. Donna & team took the time to walk us through every stage, providing constant updates along the way. Donna's knowledge of the process made easy...
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    Grmoreira56
    Gulf Breeze, FL
    Posted on January 20th, 2022 12:00 AM
    I had a great experience working with Donna. She was very attentive and educational throughout the whole process! First time home buyer here in a new state!
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    Zuser20160522170533793
    Milton, FL
    Posted on November 9th, 2021 12:00 AM
    I couldn't have expected any better service than I received. Donna's Team guided me through the entire process of buying my home! Donna was in touch with me regularly and provided status updates.I will recommend this team every chance I can.Thank...
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  • Zillow
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    Al P
    Miramar Beach, FL
    Posted on November 8th, 2021 12:00 AM
    We have no holdings in FL but decided to buy a 2nd home/rental property in the Destin area. Donna Smith and University Lending came highly recommended. We went them and have never been more satisfied. It's tough enough to get through a second...
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    Zuser20150609123716901
    Pensacola, FL
    Posted on July 28th, 2021 12:00 AM
    Donna runs an organized and efficient team, which keeps the ball always rolling forward. She is always available and quick to respond if any questions come up. Highly Recommend!
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    Tim S
    Milton, FL
    Posted on April 27th, 2021 12:00 AM
    We couldn't have asked for a better loan officer to guide us through the process of buying our home! Donna was referred to us by our realtor and she reached out immediately to get us started. She was in touch with us regularly with status updates...
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  • Zillow
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    Aysonmark25
    Pensacola, FL
    Posted on April 22nd, 2021 12:00 AM
    Donna was friendly and professional my experience and transition was so smooth working with her. I highly recommend Donna as your agent. The response and questions I had were answered so quick. Donna finds ways to make sure you have the best...
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    Kendmiller1967
    Verbena, AL
    Posted on March 17th, 2021 12:00 AM
    If you want great rates and a person who is very prompt and competent in her line of work, then I strongly recommend Donna K Smith with the University Lending team. After a divorce, I was stressed about selling a divorce home and buying a new...
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  • Zillow
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    Erizabef F
    Gulf Breeze, FL
    Posted on December 3rd, 2020 12:00 AM
    Donna and her team made my first home purchase enjoyable. Donna was easy to speak to and rapidly replied to any questions that I had during my closure process. She even helped search for the best deals regarding insurance so I could have the...
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    About
    I have been a loan officer in this area for over 33 years. I specialize in VA financing, Condos, Conventional, FHA, Renovation (VA, Conventional and FHA 203K) loans, USDA, Florida Bond and Escambia County Bond, VA, FHA and Conventional Construction Perm Loans. I strive to make the transaction as seamless as possible for even those stationed overseas or out of the area. We are competitive with our interest rates, low fees, local processing and underwriting and top notch customer service. I attend my closings. We have a proven track record of being the number one lender in Santa Rosa and Escambia county for the last 5 years. I have received multiple awards and am a top producer in my market. We lend in 48 states.
    Products & Services
    Mortgage Loan Officer
    Cash-Out Refinances
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    Positions
    • University Bank - Federal Mortgage Loan Originator
    Memberships
    • Pensacola Association of Realtors
    • Pensacola Womens Coucill of Realtors
    • Gulf Breeze Chamber of Commerce
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 518559
    Awards
    Affiliate of the Y...
    Affiliate of the Y...
    Business Leader of...
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    Achievements
    • Presidents Club 2012-2024