Denise Lott
Retail Branch Manager
Sierra Pacific Mortgage - Folsom, CA
Whether you're buying a new home, refinancing an existing loan, or consolidating debt, our loan officers have just one goal: to understand your needs and make the mortgage process as simple, fast, and easy as possible.
Every step of the way...... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM(Open now)
Sat
8 AM to 6 PM
Sun
8 AM to 6 PM
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Reviews from Web
Denise was a joy to work with. She worked with us to fund our new home and made buying a home such an easy and seamless experience. She’s professional but also personable and talked to us like regular people rather than just as clients. I highly...
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The whole experience was amazing I needed every bit of help I could get being new to the whole experience Denise was able to handle every curve ball thrown through the whole process
Denise has a vast amount of knowledge and helped us navigate the craziness of home buying with the unique circumstances we had. She fought for us every step of the way so that we could achieve our dream of owning our own home.
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Easy communication and availability. She is a great person to work with.
Very proffesional. Was able to communicate with Denise at anytime and day, made buying a home an enjoyable process.
She was always available and extremely helpful. Made sure all my questions were answered, no matter what the question was.
Very encouraging and super nice as well !
Denise is a go getter. She is extremely responsive and phenomenal to work with!
Denise was very hands on and ALWAYS accessible. Being over 600 miles away, we never felt out of the process and always felt confident things were moving forward. She's a gem.
Like the answers to questions
geat in maintaining communication and helping to resolve issues
10 of 88
About
Whether you're buying a new home, refinancing an existing loan, or consolidating debt, our loan officers have just one goal: to understand your needs and make the mortgage process as simple, fast, and easy as possible.
Every step of the way, you'll be treated with the perfect combination of personal attention and professionalism.
Products & Services
Mortgage Loan Officer
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Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #704436
Disclaimer
Sierra Pacific Mortgage is an Equal Housing Lender. ©2025 Sierra Pacific Mortgage Company, Inc., NMLS #1788, 950 Glenn Drive, Suite 150, Folsom, CA 95630
Sierra Pacific Mortgage's Legal and Licensing Information
Licensed in CA: Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act # 417-0015. AZ: Mortgage Banker License 0905006 DE: Licensed by the Delaware State Bank Commissioner # 9801 GA: Georgia Residential Mortgage Licensee 16444. IL: Residential Mortgage Lender, NMLS# MB.0006383. For licensing information, go to:www.nmlsconsumeraccess.org MA: Mortgage Lender License & Mortgage Broker License MC1788. ME: Supervised Lender License SLM9214 NV: Licensed in Nevada 3268. We provide mortgage lending and brokering services. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker-NYS Department of Financial Services. OH: Residential Mortgage Lending Act Certificate of Registration RM.850237.000. OR: License # ML-460. RI: Rhode Island Licensed Loan Broker 20072185LB & Rhode Island Licensed Lender 20072187LL. VA: NMLS ID # 1788