

Denise Lott
Branch Manager


Dowling College
With more than 20 years of experience in the mortgage industry, Denise Lott is a trusted mortgage professional and Branch Manager with Union Home Mortgage serving Savannah and the surrounding Coastal Empire. Known for her knowledge, respons... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 6 PM
Wed
8:30 AM to 6 PM
Thu
8:30 AM to 6 PM
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Reviews from Web
Denise was a joy to work with. She worked with us to fund our new home and made buying a home such an easy and seamless experience. She’s professional but also personable and talked to us like regular people rather than just as clients. I highly...
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Reply from Denise Lott
September 25th, 2026 07:32 PM
We're so pleased to hear that Denise made your home-buying experience easy and seamless, Amanda. It's great to know that her professionalism and personable approach left such a positive impression. Thank you for recommending her for funding...
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The whole experience was amazing I needed every bit of help I could get being new to the whole experience Denise was able to handle every curve ball thrown through the whole process
Denise has a vast amount of knowledge and helped us navigate the craziness of home buying with the unique circumstances we had. She fought for us every step of the way so that we could achieve our dream of owning our own home.
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Easy communication and availability. She is a great person to work with.
Very proffesional. Was able to communicate with Denise at anytime and day, made buying a home an enjoyable process.
She was always available and extremely helpful. Made sure all my questions were answered, no matter what the question was.
Very encouraging and super nice as well !
Denise is a go getter. She is extremely responsive and phenomenal to work with!
Denise was very hands on and ALWAYS accessible. Being over 600 miles away, we never felt out of the process and always felt confident things were moving forward. She's a gem.
Like the answers to questions
geat in maintaining communication and helping to resolve issues
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About
With more than 20 years of experience in the mortgage industry, Denise Lott is a trusted mortgage professional and Branch Manager with Union Home Mortgage serving Savannah and the surrounding Coastal Empire. Known for her knowledge, responsiveness, and commitment to her clients, Denise has built a successful lending team and a strong network of real estate professionals throughout the Savannah community. She is also passionate about giving back and supporting local organizations, including Coastal Empire Habitat for Humanity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Ground-Up Construction Loans
Bank Statement Loans
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Education
- Dowling CollegeMarketing and FinanceB.S. Business Administration

Memberships
- NMLS
- Savannah Area Realtors
- Women's Council of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #704436
Awards
Connect Best of Sa...
Connect Best of Sa...
Connect Best of Sa...
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Achievements
- Who's Who in America
Hobbies
- Gardening
- Spending time with my grandkids
- Cooking
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Disclaimer
Denise Lott | NMLS #704436 | P. 9122261493 | 6602 Abercorn St | Ste 104, Savannah, GA 31405 | https://www.uhm.com/dlott/ | GA #42266 | Georgia Residential Mortgage Licensee | Licensed by the N.J. Department of Banking and Insurance.
Union Home Mortgage Corp. | NMLS #2229 | nmlsconsumeraccess.org | 8241 Dow Circle, Strongsville, OH 44136 | 800-767-4684 | We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.