David Bates
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
He made everything really easy. We had shopped around for other mortgage companies and didnt feel comfortable with them. David welcomed us and treated us so kindly. He took the time to explain everything and kept in great contact. We definitely...
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Reply from David Bates
September 30th, 2026 07:45 PM
I'm glad to know that you felt welcomed and comfortable with my approach, Ernesto. At ALCOVA Mortgage, I aim to make the process as easy as possible and provide clear explanations. Thank you for your recommendation!
I went with David because he was a local a real person. He was very personable and had extensive knowledge of home equity lines of credit. I would recommend him anytime.
Reply from David Bates
September 30th, 2026 07:21 PM
I'm happy to know that my local presence and personal approach were important to you, Cheryl. At ALCOVA Mortgage, I strive to provide knowledgeable and personable service, and I'm glad I could assist you with your home equity needs.
David was great to work with and he is so knowledgeabl! He was able to answer our questions quickly .
Reply from David Bates
September 28th, 2026 05:53 PM
I'm pleased to hear that you found me knowledgeable and helpful, Heather. It was great working with you and I'm glad I could address your questions efficiently. Thank you for choosing to work with ALCOVA Mortgage.
David and his team were great to work with the entire process. They made everything very easy to understand for us and were helpful from beginning to end.
Reply from David Bates
September 3rd, 2026 02:07 PM
I'm grateful for your feedback, Collin. It's great to hear that you found the process easy to understand and that my team and I could be helpful throughout. Thank you for choosing to work with us.
My Husband and I were buying our first house together and we had many questions going into the process. David's communication was great and he always responded quickly and got us the answers we needed. Working with David was an amazing experience...
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Reply from David Bates
August 25th, 2026 02:40 PM
Thank you Chloe! It was a pleasure working with you both and I look forward to being able to help again whenever the time comes!
Congratulations again on your new home!
David was very uncommunicative during the process and did things such as purchasing points without consulting us first which delayed our closing.
Reply from David Bates
July 29th, 2026 02:33 PM
Thank you for taking the time to share your feedback. I'm sorry to hear your experience didn't meet your expectations. My goal is always to communicate financing options clearly and work with my borrowers to determine the best path forward...
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We had an absolutely wonderful experience working with David as our lender throughout the entire home buying process. From start to finish, he made what can often feel overwhelming and stressful into something smooth, manageable, and even enjoyable....
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Reply from David Bates
July 20th, 2026 03:23 PM
Thank you for sharing your experience, Summer. I'm pleased to hear that I could make the home buying process smooth and enjoyable for you. Your kind words about my responsiveness and dedication mean a lot to me. If there's anything more I can...
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was always very responsive to my questions and willing to answer everything. He made it as simple as possible and tooth
Reply from David Bates
July 13th, 2026 02:09 PM
I'm grateful for your feedback, Tanya. It's nice to know that I could assist in making the process straightforward and responsive to your questions. If there's anything else you need, please let me know.
David has been phenomenal to work with every step of the way. As a first time home buyer, his expertise and professionalism put us at ease during the entire process. I cannot recommend him enough!
Reply from David Bates
July 3rd, 2026 05:40 PM
Thank you for your kind words, Grace. I'm happy to know that my expertise and professionalism made your first home-buying experience a positive one. If you ever have more questions or need assistance in the future, I'm here to help.
David was great and helped us get to the finish line. But there were also a lot of times that it was hard to get in touch with him and get answers. There were a few times we sent emails with questions and we didn't get a response until we followed...
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Reply from David Bates
June 15th, 2026 07:19 PM
Apologies for the miscommunication Robbie! I'd love an opportunity to have a re-do when the time comes to refinance this and have a 2nd chance to earn your trust and business!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Virginia Housing Loans
Bank Statement Self-Employment Loans
1099 Borrower Loans
Reverse Mortgages (HECM's)
Community Lending Programs
Conventional Home Loans
VA Home Loans
FHA Home Loans
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Positions
- ALCOVA Mortgage - Branch PartnerDec 22nd, 2022 - Current
Memberships
- BNI Valley Business Partners
- Harrisonburg Rockingham Association of Realtors
- Harrisonburg-Rockingham Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1532166
- Certified Mortgage Advisor, 2020-Present
Awards
Achievements
- 2022 Scottsman Guide Top Originator in the Country
Hobbies
- Gaming
- Golf
- Movies
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance