I have been a loan originator for 12 years and I would love to put my expertise to work for you. I am certified to offer the SETH Grant which can give funds to home buyers to assist with paying down payments and/or closing costs. I am also a Marine Corps veteran, and I sincerely enjoy assisting fellow service men and women with the VA loan program. In addition, I am able to offer some of the least restrictive guidelines available, i.e 580 minimum credit scores, 50% debt to income ratios for Conforming loans, 55% for FHA, and 70% for VA (with acceptable residual income). Please contact me so we can work together to get you pre-approved to purchase your next home with very lenient guidelines and excellent pricing.