Hi, we're thrilled that you've found us! I have over 20 years in mortgage lending, I'm a Sacramento native, a homeowner, and I'm a married father of 4. Whether you're buying your dream home or refinancing, our team is thrilled to serve our clients and their realtors with 24/7 availability. We offer side by side, easy to read loan options so you can decide what works best for your financial goals: Down Payment Assistance, VA, Conventional, FHA, Jumbo, Home Equity Lines of Credit, USDA, CalHFA 203Ks, Investment Properties and more! With over two decades of experience, our team: Angela, Quynh, Nick & I are always ready to assist anywhere within the state of California.