Cliff Cernek at CrossCountry Mortgage

Loan Officer | NMLS #39814

5.0

(6)

Mortgage

Mortgage Loan Officer

Contact Info

(862) 946-6405

Rockaway, NJ

https://www.ccm.com/cliff-cernek

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5.0

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I honestly don’t even know where to begin when it comes to Cliff Cernek at CrossCountry Mortgage.Our situation was not easy. We were trying to finance an estate home that needed a lot of work, and on top of that, my credit was far from perfect....

Reply from Cliff Cernek at CrossCountry Mortga...

January 28th, 2026 09:01 PM

Lori, this is the greatest review I have ever received from a client in my 20 years in the industry. It was a pleasure working for you and Jerry. I wish you all the greatest of happiness and memories in your home.

Cliff did an amazing job and bent over backwards to help us out! His communication, professionalism, knowledge, and caring are second to none. This was, by far, the best experience I've ever had with a loan officer. If we ever need help in...

Reply from Cliff Cernek at CrossCountry Mortga...

September 23rd, 2025 06:46 PM

I'm truly grateful for your kind words, Tony. It's rewarding to know that my efforts made a difference in your experience. Your satisfaction is important to me, and I'm glad I could assist you effectively. Should you need any help in the future,...

Great customer service...rapid response to calls and answers.

Reply from Cliff Cernek at CrossCountry Mortga...

September 18th, 2025 09:35 PM

I'm pleased to hear that you found the customer service and responsiveness to be satisfactory. It's really important to me to ensure that your needs are met promptly, and I'm glad I could help. If there's anything more I can do for you, please...

Cliff did a fantastic job. Communication, helpfulness, and knowledge base could not have been better. Cliff is a true professional and bent over backwards for us. He kept us up to date on everything that was going on and what we could expect....

Cliff helped me to secure a mortgage for my current residence. Throughout the process he was attentive, easy to understand, and assuring with always a positive attitude. When my assessment came in lower than expected he helped to ensure I was...

Reply from Cliff Cernek at CrossCountry Mortga...

April 23rd, 2025 07:32 PM

Thank you Brian!

Cliff was very thorough and informative throughout my entire home buying experience. Being new to all of it, he was very hands on and patient with all of my questions. He worked his magic and made my dream of buying a home possible. I highly...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39814 | Branch NMLS #1490087

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans