Clay Carroll
Senior Home Loan Consultant
I'm Clay, a Sr. Loan Officer with Main Street Home Loans. I pride myself on being a top professional in the marketplace with more than 16 years of mortgage-lending experience. I am very knowledgeable about the various home loan products ava... Show More
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Reviews from Web
Amazing company, was always friendly and helpful.
Clay’s team is super responsive and would answer any questions along the way. As first time buyers, there really is no silly question and the team was amazing in calming our nerves through the process!
Reply from Owner
July 11th, 2026 12:00 AM
Thank you so much, Abby! Hope you and Jack are loving the new place! Hope you guys are doing great!
"Working with Clay was an absolute game-changer. As a first-time homebuyer, I was completely overwhelmed by the mortgage process. Clay and his team took the time to explain every single detail, answered all of my countless questions, and was...
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Clay and his team are the absolute best!
Working with Clay and his team at CrossCountry Mortgage made one of the most difficult transitions of my life simple and straight forward. Each step of the home buying process was explained thoroughly and with extreme patience. I was informed...
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Reply from Owner
July 11th, 2026 12:00 AM
Thank you so much, Rita! I sincerely appreciate the kind words and hope you’re loving your new place!
Clay and his team were wonderful to work with! They were fast, responsive and very detailed in all areas. We definitely recommend them to anyone needing a new home! We can’t thank you enough for the guidance in our new purchase.
Clay and his team were very helpful all along the loan process. Clay was always there for questions I had and was willing to explain things to me that were difficult to understand. I would recommend him and his team to whoever needs a mortgage....
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We highly recommend working with team Clay Carrol of CrossCountry Mortgage! We were informed and supported throughout the home search and closing process by Clay and his team.
Reply from Owner
December 11th, 2025 12:00 AM
Thank you so much Mike and Taylor! Hope this new house has been everything you guys dreamed of!
Clay Carroll and Team were amazing to work with! Documents were collected easily and they communicated frequently. It was so easy. We loved working with them.
Reply from Owner
July 11th, 2026 12:00 AM
Thank you so much, Stefanie! Hope you and Rocco are loving the new home!
Clay and his team were helpful, responsive and understanding throughout the loan process. It went very smooth and we would use them again.
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About
I'm Clay, a Sr. Loan Officer with Main Street Home Loans. I pride myself on being a top professional in the marketplace with more than 16 years of mortgage-lending experience. I am very knowledgeable about the various home loan products available, including those for first-time homebuyers as well as jumbo, FHA, VA, renovation, construction, and refinance loans.I work with some of the top real estate agents in the area to deliver a world-class experience. Referrals are the heart of my business, so I appreciate your help in spreading the word about my services.Over the years I have served on the Board for the Richmond Mortgage Bankers Association as well as many committees for the Home Building Association of Richmond.
Products & Services
Mortgage Loan Officer
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