I'm a little old fashion in the sense that I find servicing my client is my number one priority and of course having a good company to back me up helps to accomplish just that. I am bilingual and speak English and Spanish fluently. I started in Banking in 1985 and have since worked in the industry in many different levels from wholesale to retail, from Loan Processor to Sr. Account Manager, Underwriter, and many more. I am a Loan Officer with Academy and I specialize in refinance and purchase money transactions. FHA, VA, or conventional loans available with or without down payment assistance. Clients may qualify for up to 5% of the purchase price for down payment assistance (in some cases). Have a question? Lets chat. I can service my clients in person, via phone, fax, text or internet.