Welcome to XCountry Mortgage. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. XCountry Mortgage is the answer to a mortgage process that is outdated and broken, leaving consumers frustrated, confused and wanting more. Whether it's the endless paperwork or just scheduling a time to close, there are way more obstacles than solutions. That's where we saw the opportunity for technology to make things, well, simpler, giving users all the support, security and resolution with none of the headaches.