

Valor Mortgage
Loan Officer

Valor Mortgage, LLC Powered by Encore Lending Group, LLC offers a variety of programs to fit a large portion of our clients needs. With up to 100% financing in certain areas or even highly competitive down payment programs, we try our best ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 3 PM
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Reviews from Web
Valor Mortgage has received a review with 5 star rating from Gerald H
Reply from Owner
September 15th, 2026 03:06 PM
Thanks Gerald!
Recently got an FHA cash refinance loan with Valor Mortgage. Christopher Armantrout met with us at his office in Springfield (Robertson County) and walked us through the whole process... he made it so easy. I really appreciated their big city...
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Reply from Owner
September 15th, 2026 12:32 PM
Glad we could help! Thanks for trusting us with your FHA Cash-out refinance!
Chris went above and beyond getting our mortgage set up. He made himself available to answer any questions, even when he was out of the office. He worked diligently to get us approved. We will definitely be using him in the future!
Reply from Owner
September 15th, 2026 02:21 AM
Patrick, thank you for the wonderful review and for recognizing Chris's efforts. We are so glad he could be available to answer your questions and help get everything approved. We appreciate your trust and look forward to assisting you again...
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Chris and his team at Valor Mortgage did a fantastic job helping us buy our new home in Franklin, KY. We couldn't have asked for a better team to guide us through the process and get us to closing on time!
Reply from Owner
September 13th, 2026 08:03 AM
Thank you, Jeremy, for the wonderful review. We are thrilled Chris and the Valor Mortgage team could guide you through the process and get you to closing on time. Congratulations on your new home in Franklin, KY, and thank you for trusting...
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Their team was a joy to work with. We appreciate all their hard work to make our house buying experience as smooth as possible.
Reply from Owner
September 11th, 2026 07:20 PM
Much appreciated Lisa! Thanks for your business in home finance!
Chris from Valor mortgage Company was with us from the beginning to the end of our Refinance Loan he did not pressure us he waited patiently until we were ready then he guided us in what we needed to do.
Reply from Owner
September 8th, 2026 05:25 PM
Thanks for taking the time to come see me in office! Excited for the next chapter of your lives!
We used Valor Mortgage to help us finance our first home purchase. I scheduled an appointment to get pre-approved and just minutes later was contacted by Chris Armantrout. He was extremely transparent and helped us learn all of the details...
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Reply from Owner
August 4th, 2026 01:27 AM
Thank you, Max, for the glowing five-star review and for trusting Valor Mortgage with your first home purchase. We're so glad Chris and the team made the process transparent and achievable and went above and beyond to secure the best loan and...
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Christopher was amazing! He got our loan done at an incredibly fast pace. Was always there to answer any concerns or questions and helped us understand the whole process. Would highly recommend using him!
Reply from Owner
July 16th, 2026 07:25 PM
Josh, thank you for the fantastic review. We’re thrilled Christopher made the loan process fast and clear and that he was available to answer your questions. We’ll be sure to pass your kind words along to him. We appreciate your recommendation...
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Chris Armantrout and the team at Valor Mortgage made our dreams of becoming home owners come true. He answered all of our questions and found us the best plan to fit our needs. He made sure we knew all of our options and found us the best rate...
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Reply from Owner
June 22nd, 2026 11:26 PM
Thank you, Wayne — we’re thrilled Chris and the Valor Mortgage team could help you and your wife become homeowners after such a long search. It means a lot that Chris was able to answer your questions, find the best plan and rate, and go above...
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Hands down then best lender I could have hoped for. My wife and I recently purchased out first home and we would couldn't have hoped for a better experience! Chris Armantrout listened to all of our concerns, answered all of our questions, told...
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Reply from Owner
June 23rd, 2026 12:00 AM
Wayne thanks for your review on the home purchase financing. Grateful we were exceed your expectations!
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About
Valor Mortgage, LLC Powered by Encore Lending Group, LLC offers a variety of programs to fit a large portion of our clients needs. With up to 100% financing in certain areas or even highly competitive down payment programs, we try our best to help make it possible to finance that home which is right your your family's needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
Jumbo
VA
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Positions
- Encore Lending Group LLC - Loan OfficerJan 1st, 2019 - Current
Memberships
- All the programs.
- Kiwanis
- SIFE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- 1210804
Gallery

Achievements
- Top 1% loan officer in the State of Tennessee
- Top 1% Purchase loan officer in the Country
- Top 20 Loan Officer in the state of Tennessee
Hobbies
- Travel
- Animals
- Foiling
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Disclaimer
This is not a commitment to lend. Get an official loan estimate with a locked rate.