Getting a mortgage in the Bay area has it's own unique challenges. Expensive properties, lots of demand but not enough inventory, shopping for a low rate and deciding what lender to work with. The whole thing is overwhelming and frustrating. I can solve this, and I want to help. Many of the families I work with are first time buyers, trying to figure out which parts of all the information they find online is true, or applies to them. You may feel that way, and feel anxious about qualifying, even if you have good credit. Or you may be worried about how much money you have to work with, to put down, and to pay closing costs. I enjoy being the one to lead you through these concerns, and help you buy the home you fell in love with. Or often, because I've done a good job and my clients trust me, they come back when they want to buy their next home. If you are buying a bigger home or a home in a different neighborhood when you currently own a home, you may be wondering if you have to sell your current home first, or how you can close on them at the same time. The answers to these questions are different for each person or family, but I can sit with you to answer them for your unique situation. I also help current homeowners who are looking to lower their rate or payment, or possibly want to see about taking some cash out of their property. I can help you obtain a low rate, no hassle refinance. If any of these scenarios apply to you, or if you have any other questions about getting a mortgage, you can contact me directly through LinkedIn, or you can text and/or voice call me at (510) 584-8683. If you prefer email, you can also email me at christine.castillo@wellsfargo.com. If you want more information about mortgages but you're not yet ready for a conversation, you can get my "Mortgages Made Easy" guide and checklist http://christinecastillomortgage.com.