

Christian H Nguyen
Senior Loan Officer | NMLS #958635


Rutgers, The State University of New Jersey
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ...... Show More
Location & Business Hours
Business Hours
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24 hours
Tues
24 hours
Wed
24 hours(Open now)
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Reviews from Web
Christian was both competent and incredibly affable. He made the complicated journey through loan approval both fun and seamless. He is the perfect representative!
Reply from Owner
May 29th, 2026 12:00 AM
Thank you so much for the kind words. We’re so glad to hear Christian made the loan approval process feel seamless and even enjoyable. His knowledge, professionalism, and personal approach are exactly what we strive to bring to every client...
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I had an very complicated and doubtful financial profile and for me it was almost impossible to get a mortgage. I tried working with other mortgage brokers and big banks like Chase & Well's Fargo, but there was no luck. I was refered to Christian...
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Reply from Christian H Nguyen
May 21st, 2026 10:05 PM
Timur, I'm grateful for your kind words and for sharing your journey with me. It was a pleasure to assist you and your family in making your homeownership dream a reality. I'm glad that the communication and support from my team met your needs....
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I had a very complicated and doubtful financial profile and for me it was almost impossible to get a mortgage. I tried working with other mortgage brokers and other big banks, but there was no luck. I was referred to Christian from my friend,...
read more
Reply from Owner
May 15th, 2026 12:00 AM
Thank you so much for your kind review! We're so glad to hear that Christian was able to assist you. We're committed to making sure every customer feels understood and held throughout the home-buying process. Appreciate your recommendation...
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I was very disappointed with the change in the interest rate at the end of the process, specifically just before the closing.
I would have appreciated further clarification on why the adjustment occurred at such a late stage.
Christian made the mortgage process feel manageable even when the details got complex. I had specific questions about discount point break-evens, buydown options, and tax projections for a new construction property — and he came back with clear,...
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Christian was great. I was buying a new construction condo in Brooklyn and came in with a lot of questions - different rate/points combinations, 15 vs. 30-year scenarios, ARM caps, how post-reassessment taxes would hit my monthly. He engaged...
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Reply from Owner
April 10th, 2026 12:00 AM
Thank you for the thoughtful review! We’re so glad Christian was able to take the time to walk through all the details with you and support you throughout the process. We truly appreciate your trust and are happy to have been part of your home...
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Working with Christian and his team at Cliffco was a wonderful experience from start to finish. Their communication was incredibly fast and consistent. Every question I had was answered clearly and thoroughly by a team that is truly knowledgeable...
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Christian H Nguyen has received a review with 5 star rating from Beke M
I had a great experience from start to finish. The team was professional, responsive, and very easy to work with. Communication was clear throughout the entire process, and they made sure to address all of my questions and concerns promptly....
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Reply from Christian H Nguyen
April 5th, 2026 03:49 PM
I'm pleased to hear you had a positive experience throughout the process. It's important to me that communication is clear and that all of your questions and concerns are addressed promptly. If there's anything else you need in the future,...
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Great job
Thank you.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
VA
Jumbo
FHA
Conventional Home Loans
Home Mortgage Financing
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314
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Education
- Rutgers, The State University of New Jersey

Memberships
- AREAA (Asian Real Estate Association of America)
- BNI (Business Network International)
- ProVisors
Addresses and Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 958635
Achievements
- #1 in Customer Satisfaction - Citizen's Bank
Hobbies
- Karaoke
- Chess
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.