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Charlotte Speer

Insurance Agent

4.94
(331)
Charlotte Speer is a dedicated Insurance Agent at State Farm in Winterset, Iowa, committed to providing tailored insurance solutions for her clients. Licensed in IA (IA-1002288031), Charlotte offers a comprehensive suite of services, includ...... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 4 PM
Sat
closed
Overall Ratings
4.94
(331)
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Reviews from Web
  • 5.0
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    Leslie A
    Posted on March 9th, 2026 12:00 AM
    Charlotte has been my agent for 30ish years and I keep using her because she's that good! Responsive, helpful and welcoming as is everyone in her office. Getting news that my premium is decreasing was welcome news today. I am grateful for her...
    read more
  • 5.0
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    A
    Aaron L
    Posted on March 6th, 2026 12:00 AM
    I've known Charlotte Speer and her family since I can remember playing sports with them. She's a wonderful person, caring has always been apart of her life. That's why I chose state farm I know my needs are cared about with a family owned business....
    read more
  • 5.0
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    N
    Nicole N
    Posted on March 6th, 2026 12:00 AM
    For over 16 years my family has trusted Charlotte Spear State Farm. She truly cares about families and takes the time to make sure we are taken care of.
  • 5.0
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    Sam M
    Posted on March 6th, 2026 12:00 AM
    Carsyn was so helpful through my whole situation. After hitting a deer she reassured me everything was going to be okay and helped me figure everything out. She made a stressful situation into an easy one with her kindness and understanding...
    read more
  • 5.0
    google
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    Sharon W
    Posted on March 4th, 2026 12:00 AM
    Charlotte and her crew are top notch. They all know their stuff. They take the time to know you and what will be best insurance for you and your family. I would highly recommend them.
  • 5.0
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    Gretchen W
    Posted on February 27th, 2026 12:00 AM
    We have work with Charlotte Spear with State Farm for years now. Auto insurance and life insurance. Always been very happy with service and the price of our auto insurance.
  • 5.0
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    Randyray W
    Posted on February 24th, 2026 12:00 AM
    The team at Charlotte Speer State Farm is the prime example of professional excellence! Whether it’s a house fire, a simple fender bender, or even just life insurance. I’ve personally been assisted by the wonderful team at Charlotte Speer State...
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  • 5.0
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    V
    Victoria K
    Posted on February 19th, 2026 12:00 AM
    Charlotte Speer is hands down a awesome insurance agent, she's always thorough in explaining details to whatever is needed via State Farm insurance. The other ladies I've had the opportunity to speak with have always been just as wonderful...
    read more
  • 5.0
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    K
    Krystal
    Posted on February 17th, 2026 12:00 AM
    Charlotte has saved me OVER $1,000 by switching!!!! Give them a call!!!! What can it hurt?!!!! SO glad I did!!!! Thank you for the AWESOME customer service!!! Much appreciated!!!!
  • 5.0
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    Lynn B
    Posted on February 3rd, 2026 12:00 AM
    We've been with Charlotte and her office for some time now. They offer top notch service and have always been quick to answer our questions. Her office staff are outstanding and provide quality customer service!!
  • 10 of 331
    About
    Charlotte Speer is a dedicated Insurance Agent at State Farm in Winterset, Iowa, committed to providing tailored insurance solutions for her clients. Licensed in IA (IA-1002288031), Charlotte offers a comprehensive suite of services, including auto, home, life, and business insurance, as well as banking and mutual fund options. She is available Monday through Friday to help you protect what matters most, with weekend hours by appointment.
    Specialities
    Auto Insurance
    Homeowners Insurance
    Renters Insurance
    Personal Articles
    Business Insurance
    Life Insurance
    Health Insurance
    Banking
    View All
    224
    /850
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    Positions
    • STATE FARM INSURANCE AGENT
    Licenses
    • IA-1002288031
    FAQs
    Here are some Frequently Asked Questions about Charlotte Speer
    What organization is Charlotte Speer associated with?
    Charlotte Speer is associated with State Farm.
    Where is Charlotte Speer based out of?
    Charlotte Speer’s primary location is Winterset, IA.
    What is Charlotte Speer's phone number?
    Charlotte Speer's phone number is (515) 462-3366
    What is Charlotte Speer's title??
    Charlotte Speer is a Insurance Agent.
    What is the position of Charlotte Speer in State Farm?
    Charlotte Speer is the Insurance Agent at State Farm.