At 1st Florida Lending Corp., we are Direct Mortgage Lenders (not brokers) committed to making the lending experience valuable, affordable, and tailored to our borrower's budget. With over 48 lending solutions including 100% FHA, CONVENTIONAL, USDA. and VA financing. We specialize in challenging loans, low credit score (550) borrowers and down payment assistance programs for first time home buyers. Additionally, we offer 14 Self-Employed Bank Statement Loans, Stated Loans, No Doc Loans, ITIN Loans, Rental Investment Loans and Foreign National Loans just to name a few. We believe in keeping the customers happy and providing them with loan products at competitive rates and helping those who have been unable to qualify with their local banks and other lenders. The reality is that most lenders are not willing spend the time or resources to approve borrowers whose profile does not meet the industry matrix criteria. The good news is that we do! In fact, our companies tag line is "When Banks Say No! We Say Yes!" and have proudly earned this distinction within the industry. We employ a professional staff who speak English, Spanish, Portuguese and are ready, willing and able to meet the challenges ahead I have been involved in the mortgage industry for over 25 years and would value the opportunity to offer our mortgage services to you.