Licensed for over 25 years with the State of California Department of Real Estate (Broker License #01017434). Not only has Carlos Machado been helping clients with refinancing and purchasing homes, but more importantly he has assisted in mortgage planning which can be an essential piece of wealth creation. His experience gives him a definite advantage to analyze and efficiently process your loan application so your loan can close as quickly as possible and secure some of the lowest rates available! Contact Carlos today. Please read reviews from clients who have worked with Carlos: "As a homeowner for more than three decades I was initially impressed by Carlos Machado's easy going and friendly disposition. I soon realized that Covenant Loan Funding was a well organized institution and Carlos was extremely knowledgeable of the mortgage business. His hardworking and trustworthy disposition made it easy for me to choose Covenant Loan Funding. He continued working through the process to secure me the best rate available. I highly recommend Carlos Machado and Covenant Loan funding for their knowledge of the business, their high values and their hard work in getting me a better loan than I thought possible." Pastor Paul & Jen Viggiano, Pastor & Homemaker - Torrance, CA "I have worked for the Boeing Company for 23 years and your company was recommended by one of my co-workers who heard your advertisement on the radio. Carlos quickly returned my phone call. I enjoyed talking with Carlos because he give me a trusting feeling and the knowledge that I needed to make my decision. Carlos met my expectations because he always provided me with analysis with updated rates and options to save money. Carlos was very professional and very helpful. Carlos and his staff had nothing but professional attitudes. I will definitely recommend Carlos to my friends and family." Rosario Goudarzian, Government Property Management - Huntington Beach, CA "Carlos, I wanted to send a note to say thank you for all your help. You did an excellent job explaining every detail of the process so I understood where, why and how money was distributed. You also helped me save over $1100 a month! If I have any friends who are considering a re-finance or a first time purchase I will definitely recommend you to them. Thanks Again." Brett Terchila, Vice President - Indianapolis, IN "Dear Carlos , I wanted to start out by thanking you for the great job you did in refinancing my mortgage for me. Your professional demeanor was of the up most class, filled with confidence and integrity in making the best choice in loan programs that highly accommodated my needs. Your constant practice of keeping abreast to all changes in the market, along with your willingness to share the information with your clientele is outstanding. It is clear that you are committed to your profession and happy doing it. I would recommend you and your company to anyone." Peggy Contreras, Escrow Officer - Orange, CA "Dear Carlos, I would like to take this time to say "Thank You" on the outstanding job of getting me the most affordable loan program for me. The "EXCELLENT" manner you presented the program and going over all the fine details and your trustworthiness really made me feel and to know with confidence that your company was the company for me. I had no doubts after meeting with you and the way you presented everything with honesty, this was the program for me. I am very pleased with how fast all the paperwork went so smooth, organized, and very professional. Overall, I would highly recommend Carlos Machado to friends and relatives." Ron & Diane Barron, Mail Processor & Teacher - Irvine, CA "I highly recommend Carlos. From start to finish he was simply amazing. I have dealt with more than a dozen loan professionals over the course of my adulthood, Carlos, without doubt, stands out in all my experiences. He expertly assisted me in navigating the process, and kept me fully informed every step of the way, with explanations that were clear and thorough. But his diligence and professionalism made me feel good about working with him, which greatly reduced my stress. Having obtained a loan within 30 days of working with him and with loan terms that were very favorable, all I can say is that Carlos Machado is truly a miracle worker." Ervin Larane, Retired - Corona, CA