Brian Decker is one of the most recognizable names in the mortgage industry, closing over $3 Billion dollars in mortgage loans over the last 15 years. He has never forgotten his roots which is why he founded his company Modern Lending in the small town in which he was born Temecula, CA. His focus has been to bring financial education, low cost financing options and the highest level of service to the industry. He finished in the Top 10 in the U.S (out of over 700,000 loan officers) for closed mortgage loans nearly every year for the last decade. His constant dedication to a transparent and ethical lending process are just a few of the reasons he was named One of the Top 10 Influential Mortgage Professionals in the United States for the impact he is having on the mortgage industry. With nearly 200,000 followers on his social media accounts Brian spends nearly a dozen hours a week providing free education to underserved communities to help increase homeownership levels. Brian's team consistently offers clients the lowest mortgage rates on Jumbo, VA, USDA, FHA, Conventional and Home Equity mortgage products. Brian specializes in first time home buyers programs and is a preferred lender of choice by CalHFA (California's top down payment assistance authority). Brian is also personally licensed in Arizona, California, Idaho, Florida and Tennessee. He has been in the mortgage industry since 2005 and during this period of time has established himself as one of the hardest working individuals in the industry. Communication is essential during a purchase or refinance which is why each and every client will receive an daily update on their file. His company Modern Lending makes it a point to donate 10% of the companies profits each year to various charitable organizations. Outside of the office, Brian enjoys spending time with his beautiful wife Alison, his five year old son Slater and 7 year old daughter Kinsley Grace. In Brian's spare time, runs a Childrens Foster Charity Rose Again Foundation with his wife. Modern Lending Team is a Registered DBA under Modern Mortgage Lending, Inc. NMLS #1865339 | CA DRE #02095773