My name is Brian Bement and I'm a mortgage loan officer located in Duluth, MN and Superior, WI. I have over 16 years of experience in the financing industry and I have focused exclusively in home financing for the past 9 plus years as this is my true passion. I have put together a team of mortgage professionals to set us apart from our competitors. We have a very high focus on customer service and knowledge of the financing process to bring the best product/process to our clients. We have the most competitive rates and costs the market has to offer. We also have access to many products which are highlighted below: Minnesota & Wisconsin VA zero percent down loans Minnesota/Wisconsin FHA as little as 3.5% down - ask me about increased loan limits introduced in MN & WI Minnesota/Wisconsin First Time Home Buyer Programs Down Payment Assistance Programs in Minnesota & Wisconsin Minnesota/Wisconsin USDA Rural Development ZERO down 97% LTV Purchase and Refinance loans with NO Monthly PMI FHA 203k Rehab/Remodel (Full and Streamline) Loan Conventional Fannie Mae HomeStyle Renovation Loan - Owner Occupied & Investment We finance up to 10 + investment properties with up to 30 year fixed rate terms. Great alternative to commercial financing. This financing option can provide better security and cash flow than an adjustable rate commercial loan. Purchasing a home in today's market can be a frustrating process if you work with the wrong company or loan officer but my team and I have implemented many internal procedures to deviate this away from our clients so they can focus on their daily life needs and wants. We also focus on proactive communication and one of us is always available for your questions or concerns. Please contact me for your financing needs. You can simply go to my website www.resultsmortgage.com/bbement to apply for your home financing. Please feel free to call or text me on my cell at 218.428.6401 or email me at bbement@resultsmortgage.com for your free consultation. I look forward to the opportunity helping you with your home financing needs and I'm always thankful for the opportunity to earn your trust and your business. Brian Bement / NMLS 758784 Results Mortgage / NMLS 1458830 Senior Mortgage Loan Originator Direct/Cell: 218.428.6401