Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.Competitively Priced Loan Programs:Purchase, Rate and Term Refinance, and Cash-out Refinance ProgramsFannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)Jumbo, Portfolio & Investor ProductsFHA / VA / USDAWe're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.