The first step in purchasing a home is to get pre-approved. This is a very important step and a lot of people do not do this. Issues with credit may delay your closing, so I recommend you meet with a lender before you start your home search. My name is Brent Tye, and I am a 25-year veteran in the mortgage industry. I have helped over 7,000 people with their home finance needs. My extensive knowledge of each loan product and my many years of experience enable me to help clients with their individual loan needs. Not every client can buy a home today. If they have issues, I roll my sleeves up and assist them in correcting these issues. My primary focus is home purchases, but of course, I do refinances also. I work with several Realtors throughout Kentucky to help their clients find the best loan product. My promise to you: I will find the best loan product that fits your individual needs and my mortgage team will close your loan ASAP.