Bree Ham
Region 3
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Bree took the extra time and effort to assist us with our VA IRRL, ensuring that we had all the knowledge of the process. She went the extra mile to make sure we were locked at the best rate possible. Communication was thorough, and prompt....
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Timely/Great Communication. Easy to work with.
Bree was so amazing throughout this process. This was our first time purchasing a home and not only was she thorough with all the information, she took her time to explain things . She communicates well and checks in on us periodically through...
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Reply from Bree Ham
May 28th, 2026 04:48 PM
Thak you so much for the kind words, Tran! It was truly a pleasure helping you two through your first home purchase. I know the process can feel overwhelming at times, so I'm really glad that I could help make everything feel clear and comfortable...
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Working with Bree was truly an outstanding experience from start to finish. She went above and beyond to answer every question I had—no matter how small—and made sure I fully understood each step along the way.The mortgage process can be overwhelming,...
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I had an excellent experience working with my loan originator. She was incredibly patient, communicated clearly throughout the entire process, and always made herself available when I had questions. She was willing to work late and accommodate...
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Reply from Bree Ham
February 4th, 2026 06:02 PM
Thank you so much for your kind words, Wolf! I wish you and your sweet family so many wonderful memories in your new home and thank you for trusting me with your home purchase!
Bree Ham with NFM is simply THE BEST. I always know my clients are in good hands with her, which is why I keep her at the top of my list for Lending needs. This girl knows her stuff. Her experience, diligence, professionalism and dedication...
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Reply from Bree Ham
February 4th, 2026 06:03 PM
Thank you so much, Jacqueline! You are so amazing to work with, and I look forward to many more!
Great experience. Kept us informed throughout the process
Excellent experience!
Bree is great! Very helpful and was awesome to work with!
Bree did a fantastic job helping us with our pre approval and loan approval process. We originally reached out to several loan officers but Bree easily stood out for her strong communication skills, organization, and in depth knowledge. We...
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Reply from Bree Ham
February 8th, 2025 07:36 PM
Thank you so much for your review! You and Jason were such a pleasure to work with and I hope that you both enjoy the new home!
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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118
/850
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
