I started my career in the Mortgage Industry in January 1984. During that time, I have seen just about every market condition that could exist and have helped people achieve their goals through all types of markets. I can help you find the best solution and product for your unique financial situation. I serve many types of buyers from the first time buyer, to the savvy home buyer, to the buyer who needs creative financing. I am well versed in Conventional, FHA, VA and USDA loan products, as I have originated loans for these products for my entire career and continue to offer these types of loans to my buyers today. I am a graduate of Indiana University School of Business. I have maintained many community/industry relationships for over three decades, and have a well-respected reputation, which leads to repeat/referral business. My commitment to you is to make your transaction as stress free as possible and to ensure that you understand what types of loan products are best suited to you. I will see your loan through from start to finish, giving you the personal and reliable service you deserve. I have been married for over 40 years and have three adult children and 2 grandchildren. I am a current member of the Bloomington Board of Realtors, where I am active on several committees. I am your local mortgage expert with extensive knowledge of the market. Be an informed buyer; turn to me when you demand the services of a local professional.