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Billy McElroy at CrossCountry Mortgage
Originating Branch Manager | NMLS #48244


Bethany College, WV
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sewell, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
I would like to take a moment to share my sincere appreciation for the outstanding experience my husband Tom and I had working with our mortgage broker Billy during the process of purchasing our home.From the very beginning, Billy was professional,...
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Reply from Billy McElroy at CrossCountry Mortg...
August 20th, 2026 08:41 PM
Donna, I truly appreciate your kind words and am glad to hear that you and Tom had a positive experience working with me. It was my pleasure to assist you throughout the home-buying process and ensure everything went smoothly. Thank you for...
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any questions or problems there was always quick resonse to and the question and help with any issues that popped up during the mortgage process
Reply from Billy McElroy at CrossCountry Mortg...
August 20th, 2026 12:52 PM
Charles, I'm glad to hear that you appreciated the quick responses and assistance throughout the mortgage process. It's important to me that any questions or issues are addressed promptly for a smooth experience.
Billy was incredibly supportive and helpful throughout the process. He was a wealth of information and patiently, quickly and diligently answered all our questions, and did balk at helping us figure out every possible scenario so that we could...
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Reply from Billy McElroy
August 17th, 2026 04:57 PM
Joshua, I'm grateful for your kind words and glad to hear that you found my support helpful throughout the process. It's important to me that my clients feel informed and confident in their decisions, so it's nice to know I could assist you...
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i would recommend Billy to any friend or family member. He was extremely knowledgeable and I felt safe that he was taking care of me financially. He was readily available to answer any questions I had. Very personable which made it a comfortable...
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Reply from Billy McElroy
August 12th, 2026 08:27 PM
Maryann, I'm grateful for your recommendation and pleased to know that you felt secure and well-informed throughout the process. It's good to hear that my availability and approach contributed to a comfortable experience for you.
Highly recommend Billy & Team McElroy. We had such a great experience working with them while buying our home. They were always quick to answer our questions, kept us updated throughout the process, and made everything feel so much less stressful.We...
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Reply from Owner
July 22nd, 2026 12:00 AM
Ashley, thank you so much for the kind words! It was a pleasure helping you through the homebuying process. Our entire Team McElroy family truly appreciates your trust and recommendation. We wish you many happy years and wonderful memories...
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Highly recommend Billy & Team McElroy. We had such a great experience working with them while buying our home. They were always quick to answer our questions, kept us updated throughout the process, and made everything feel so much less stressful....
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Reply from Billy McElroy at CrossCountry Mortg...
August 14th, 2026 03:08 PM
Ashley, I'm happy to hear that you had a great experience with me and my team during your home buying process. It's nice to know that our efforts in keeping you updated and reducing stress made a positive impact. I appreciate your recommendation...
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Billy has always been top notch at handling our mortgages.He is very trustworthy
Reply from Billy McElroy at CrossCountry Mortg...
August 14th, 2026 12:43 PM
Michelle, I appreciate your trust and kind words about my handling of your mortgages. It's good to know that you find me trustworthy, and I'm happy to have been of assistance.
I've been working with Billy and his team for years.
Billy gets you what you want while also keeping it real.
It's always a pleasure.
And because it's always a pleasure, I keep coming back for more!!!!
Reply from Billy McElroy
July 23rd, 2026 08:22 PM
Anthony, I'm grateful for your continued trust and support over the years. It's great to hear that our straightforward approach and results have made your experiences with us enjoyable. I look forward to working with you again in the future!...
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Billy McElroy and His Team Are The BEST OF THE BESTEST... After Treating Us With Royalty Years Ago. We Didn't Expect to Be Doubly Blessed Again With The Same Great Professionalism and Kindness... Once Again! Most Of All His Patience With Us...
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Reply from Billy McElroy at CrossCountry Mortg...
July 23rd, 2026 03:21 PM
Ethel, I'm truly thankful for your kind words and for the ongoing trust you place in me and my team. It's wonderful to hear that our professionalism and dedication have made such a positive impact on your experience. Building relationships...
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Working with Billy was an absolute pleasure. He and his team were on top everything. From start to finish they made the loan process feel easy and secure. Billy also came with us to closing to finish the purchase. Thank you again and I will...
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Reply from Billy McElroy at CrossCountry Mortg...
August 14th, 2026 05:42 PM
Corey, I'm glad to hear that you had such a positive experience with me and my team throughout your loan process. It's great to know that you felt everything was handled smoothly and securely. Thank you for your recommendation and for allowing...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sewell, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #48244 | Branch NMLS #2386974
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- Bethany College, WVCommunicationsAssociate of Arts (AA)Sep 1994 -Jun 1996

- Pennsylvania State UniversityGraphic DesignBachelor of Arts (BA)Sep 1996 -Aug 1999

Memberships
- GSCBOR Affiliate Member
- Philadelphia Crime Commission Board
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 48244
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095