Billy Watkins

Billy Watkins grew up in a small Missouri town so early on, he learned a lot about hard work. Billy served in the US Navy, graduated the University of Houston and has been in the Finance industry for over 22 years. Billy understands and believes that there is more to home financing than the process or obtaining the loan. That's why he asks a lot of questions on the front end, prior to pre-approval for shopping or refinancing, and takes the time to listen to your answers concerning your overall financial picture. Billy's main goal is to guide you to the best loan option for achieving your financial goals and home ownership, whether it's buying your first or subsequent home, consolidating debt, refinancing an existing home, taking out a Home Equity Line of Credit (HELOC) or to simply lower your rate and payment. Billy's drive and desire to provide the best experience for every client every time has proven effective and comforting for clients and referral partners that know Billy always answers their calls or returns their emails timely and after closing, Billy will continue to monitor interest rates and will let you know when opportunities arise to improve your current situation but feel free to call or email and check in if you think the market has improved.