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Audi Garner - Branch Manager & Mortgage Broker | NMLS #190235 in Irvine, CA

Audi Garner

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Branch Manager & Mortgage Broker | NMLS #190235

I'm a Branch Manager and licensed mortgage broker at West Capital Lending (NMLS #1566096) in Irvine, CA, licensed in 22 states. I can fund many loans directly or shop them across a large network of wholesale lenders, whichever gets you the ... Show More
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Reviews from Web
  • write_review_unverified
    A
    Alec H
    Posted on October 13th, 2026 11:46 PM
    Audi was very thorough in finding a HELOC that fit our needs amd took the time to educate and answer our many questions along the way. Whether you're looking for the best possible interest rate, or a high loan to value like we were, Audi will...
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  • write_review_unverified
    C
    Claudi M
    Posted on August 6th, 2026 09:14 PM
    Audi Garner at West Capital Lending was fantastic! He facilitated my HELOC very quickly and provided excellent customer service throughout the entire process. Everything was seamless, easy, and stress-free—and I received a great rate. I highly...
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  • write_review_unverified
    J
    John T
    Posted on July 19th, 2026 09:49 PM
    I can't say enough great things about our experience using Audi. I retired from a large national homebuilder and dealt with loan officers daily. I must say, working with Audi was the least stressful and most professional experience I have encountered...
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    About
    I'm a Branch Manager and licensed mortgage broker at West Capital Lending (NMLS #1566096) in Irvine, CA, licensed in 22 states. I can fund many loans directly or shop them across a large network of wholesale lenders, whichever gets you the better outcome. My focus is home equity: HELOCs and home equity loans, including options for self-employed, bank-statement and investment-property borrowers. I also do reverse mortgages (FHA HECM from age 62, and non-FHA programs from 55 where state law allows), plus conventional, FHA, VA, jumbo and non-QM loans, including DSCR. I write HELOCpedia, a free guide to HELOCs and home equity. Equal Housing Opportunity.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Equity Loan
    Mortgage Refinance
    Reverse Mortgage
    Mortgage Loan Shopping Assistance
    Mortgage Rate Shopping Assistance
    Specialities
    HELOC (Home Equity Line of Credit)
    Non-QM Loans
    DSCR Investor Loans
    Cash-Out Refinance
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2004
    Licenses
    • Mortgage Loan Originator, NMLS #190235
    • Sponsored by West Capital Lending, NMLS #1566096
    Disclaimer
    Audi Garner, NMLS #190235 · West Capital Lending, NMLS #1566096 · Equal Housing Opportunity. Rates and programs are examples only, subject to change and borrower qualification. This is not a commitment to lend.